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Halifax: Current account reviews

Name: Current account
Rating: 4.27 (987 reviews)

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4.27

Based on 987 reviews, last reviewed 6th Jul 2026

61% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

59%

23%

Latest highest rating:

5

I have been with Halifax for years now and never had... I have been with Halifax for years now and never had any issues. Reviewed on: 6th July 2026

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026

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About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (987)

Great!

Great switching reward! And good cashback offers. Reviewed on: 18th February 2016

My Bank have been able to help arrange my direct debits so I don't get hit with all my bills at once and so that I don't go overdrawn anymore.

My Bank have been able to help arrange my direct debits so I don't get hit with all my bills at once and so that I don't go overdrawn anymore. Also my bank has now arranged it so I have a buffer so I can't go overdrawn, also having access to internet banking and the support in branch I have been able to manage my money better and even opened up an everyday saver. Reviewed on: 18th February 2016

Does what you expect

Get the standard service I expect from banking, online availability etc. Reviewed on: 18th February 2016

Mrs

I have been with Halifax for many years now and find them an easy bank to bank with. Their online banking is easy to use with an easy to use app for the phone and Ipad. I log on every day with ease of use. easy to use transfer facilities from bank to bank. Easy to set up direct debits and payments. Can request overdraft using app. Very good security set up. Will text you if any unusual acitvity. Text when you set up new payments etc. Reviewed on: 18th February 2016

Perfect account

I've had this current account since I started working at age 17, which is 33 y ears, and I've never had any problems of any description. It's run smoothly, the charges are fair and it's easy to use online. Reviewed on: 18th February 2016

Great incentives, reward current account

Have just switched current accounts and was very peased with how easy its all been, all done completely online Reviewed on: 17th February 2016

Excellent Rewards

Great switch to them, and get £5 per month for staying Reviewed on: 16th February 2016

help in my time of need

i had recently changed my bank over from NatWest to Halifax. upon opening my account with Halifax and changing all my direct debits over there was some confusion between getting paid, when checking about getting paid quickly realised that there had been some miss understanding and my money had not gone into my bank. i went into Halifax in tonbridge in Kent and they where fantastic. not only did they help me to understand what had gone wrong. but they also lent me the money and when the money owed came into my bank they would take it back out. having a young child too and needing shopping they where amazing. thank you halifax Reviewed on: 16th February 2016

friendly staff

no matter what your problem there is always a happy smiling member of staff ready to help Reviewed on: 15th February 2016

Couldn't be any better

Had my account now with Halifax a number of years, couldn't fault their service and the amazing offers and benefits they offer :) Reviewed on: 14th February 2016

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