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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.27 (259 reviews)

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4.11

Based on 259 reviews, last reviewed 8th Mar 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (259)

Review of the Halifax, Clarity Credit Card:

Good for spending abroad, bad for paying off early

This is a great credit card for spending while abroad at a really good rate. I was a big fan but then they changed the system for paying off the debt early (it would no longer reduce the direct debit charge, and I kept ending up in credit) and if you wanted to stop paying twice you had to cancel and restart the direct debit each time which is just a massive hassle. This wouldn't be such a problem if it weren't for the fact that ATM withdrawals start charging interest straight away, insentivising you to pay that debt back as soon as possible. Reviewed on: 16th May 2020

very good

always use it abroad always use it abroad Reviewed on: 21st November 2019

Blocked my card 3 times abroad

The savings made on no fees for withdrawing cash is great. However when they block my card they send me a text asking to confirm it was me. Unfortunately this text costs me £6 a time to respond to as I am outside of europe. The fact they have blocked it 3 times means it has cost me £18, much more than the ATM fees for other cards Reviewed on: 21st November 2019

You lost another customer!

You lost another customer, including our mortgage, cards and banking accounts! These guys change their term on their cards so often it's shocking. All banks are in serious trouble so they are changing their terms to rip you off as much as possible before they all fold and do a bail-in. Get out of debt soon, these thieves are doing all they can to take as much as possible. They doubled my interest on my card, stating if you dont pay full balance, the 56 interest free days is invalid and they slam you with a huge minimum payment and double interest. AVOID THESE GUYS! Reviewed on: 18th November 2019

Perfect for those trip abroads

no more going to FX exchange and getting robbed straight to the ATM withdraw local currency when required best exchange rates and hassle free Reviewed on: 15th September 2019

GREAT FOR TRAVEL

CHEAPEST TRAVEL MONEY CARD AROUND HIGHLY RECOMMENDED Reviewed on: 31st August 2019

Great App

When you look at your clarity card transactions in the app, not only does it tell you how much you spent in local currency and GBP, but also has a little map so you can see where exactly you spent it too! Reviewed on: 7th July 2019

Travel Essental

Convenient and Excellent rates for withdrawing cash abroad Reviewed on: 7th June 2019

BRILL

GREAT CARD - OFFERS CASH BACK - PAY ON LINE WITH IT - LOVELY Reviewed on: 29th April 2019

Best free fee card

I have had this for years and would highly recommend as you can use it aborad with no fee Reviewed on: 15th April 2019

COMPETATIVE RATES

VERY GOO FOR TRAVEL CASH EXCHANGE RATES Reviewed on: 10th February 2019

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