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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.29 (258 reviews)

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4.16

Based on 258 reviews, last reviewed 2nd Mar 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

4

Perfect for Travelling The Halifax Clarity credit card offers zero commission purchases in foreign currencies making it great for travelling. Reviewed on: 2nd March 2025

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (258)

Review of the Halifax, Clarity Credit Card:

Falls from grace

This was a great credit card for spending money abroad - affordable and simple to use. However they have recently changed the rules so that paying the money back early - for example to reduce the interest charged on cash withdrawals - does not reduce the direct debit charge for the next month. After several instances where my credit card was significantly in the positive I have been left with no choice but to cancel the direct debit and so am now avoiding using it where possible Reviewed on: 25th January 2020

Useless for travel, security procedures in the dark ages

Have previously had a barclaycard travel credit card, mondo and still have a chase debit card for using abroad. Been using clarity credit card for the last 18 months and nothing but issues. Blocked multiple times while abroad. No option to authorise transactions through app, they insist on using text message which is archaic, and more importantly not feasible when using local SIM cards in different countries. Have had to rely on may chase card, cash or colleagues. Getting through to a helpline requires 20-30 mins of waiting. Some reps don't appear to be able to access previous notes about your card. For simple things like setting up Apple Pay, you need to call them! and not dialling from a phone, but through the app. And even when done through the app, if I doesn't register as through an app, and therefore higher authorisation, they can't verify your card for Apple Pay. I've also had a rep send me a replacement card, due to a flag for possible compromise, with the same credit card number - idiotic. Honestly cannot recommend them Reviewed on: 15th August 2023

Easy to use

It's a credit card. Easy to pay with. No issues. Reviewed on: 13th August 2023

Good card poor customer service

Card is great but if you need a replacement it takes a long time Reviewed on: 15th June 2023

Highly recommended!!

The Halifax Clavity Credit Card is a versatile card with a competitive APR and rewards program. It offers a sign-up bonus, low annual fee, and flexible credit limit. The card has reliable customer service and robust security measures. Overall, it's a solid choice for those looking for a rewards-based credit card with good features. Reviewed on: 11th June 2023

Always a great bank to deal with!

Excellent card that gives you fee free spending abroad. Halifax are a great bank to deal with Reviewed on: 1st June 2023

Great card - been using for years

Able to spend abroad without hassle and fear, no charges and easy to use on the app and in person. Great company to bank with! 5/5 would bank again Reviewed on: 1st June 2023

10 year customer

I've had the clarity credit card for 10 years now as it is the cheapest and easiest way to spend money abroad. I never use anything else when spending in another currency including online purchases Reviewed on: 31st May 2023

Good for overseas spending

Rarely have problems using for overseas transactions, no charges, good exchange rate. Reviewed on: 11th April 2023

Halifax credit card

I had a problem before with Halifax but they sorted out at the end, would like to improve their score. Thank you Reviewed on: 9th April 2023

credit card

this is the one to use abroad. no charges and best exchange rate Reviewed on: 8th April 2023

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