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Hastings Direct: Car Insurance reviews

Name: Car Insurance
Rating: 3.15 (639 reviews)

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3.12

Based on 639 reviews, last reviewed 18th Dec 2024

90% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

34%

20%

34%

Latest highest rating:

5

Sensible approach to black box (You Drive) policy. I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me askin... Read more Reviewed on: 20th October 2024

Latest lowest rating:

1

Terrible company - put out fake quotes on comparisio... Terrible company - put out fake quotes on comparision sites then when you try and complain say they will get back to you in 4 days!!! No one will give... Read more Reviewed on: 18th December 2024

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About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (639)

Review of the Hastings Direct, Car Insurance:

Sensible approach to black box (You Drive) policy.

I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me asking for information as to why I wasn't submitting any driving data. I was able to explain, forward an email from the garage, and it was fine. I thought the process could have been tricky but the customer service people were helpful and sensible about it. Reviewed on: 20th October 2024

Best price, easy app

Used Hastings based on a price comp website. Happy they have all the information needed in an app and any claims/renewals can be done in-app. Reviewed on: 1st June 2023

Easy and competitive price

Been with Hastings for a few years now as I found the best price car insurance and had no issues with them so far. The app is easy to use and follow. Reviewed on: 31st May 2023

Easy, quick and the cheapest for us

I got my first car so I know insurance was going to be expensive but Hastings, as always, was the cheapest option for me. It offered all of the usual car coverage but for less which is amazing. It was so quick and easy to sign up, I didn’t have to call anybody - I just did it all online! It took about 20 minutes. My husbands car is also under them and we haven’t had an issue so far. Thank you! Reviewed on: 31st May 2023

Amazing customer service

Anytime I would call for a query I would always find helpful customer service reps. The one time I had to make a claim, I felt like I was treated like a human rather than just a statistic. Reviewed on: 31st May 2023

Never had issue

Hastings direct have always given me the best price and I’ve never had issue with them - when I’ve had to claim they’ve been swift and easy Reviewed on: 31st May 2023

Horrible at renewal time

When renewal time come they will send you a new quote that is several hundred pounds than the year before. So obviously you will go for a better deal from elsewhere. They you get an email saying that they will take your money and renew you automatically. The only way to stop this is to phone them up which is a massive waste of time. Took ages on hold. Fortunately, you can spend this time writing scathing reviews to make you feel a little better. Reviewed on: 31st May 2023

Scam

I had insurance for just three months. They cancelled for no reason at all and now I have to pay twice my insurance. Besides they will not refund and charge ridiculous cancellation fees. Why do the British people have to suffer from those unscrupulous scams? And when will this govt intervene? Reviewed on: 27th May 2023

They were cheap, but a nightmare to deal with when I had to make a claim

They were cheap, but when I had to make a claim they have been absolutely useless. I submitted the claim in August 2022. It's now May 2023 and after them never proactively contacting me (I've always had to chase them) my repair has still not been carried out. Reviewed on: 17th May 2023

AVOID Hastings Direct

AVOID THESE SHARKS -- Auto-Renew is set to ON. Turn it off, they will not tell you. It defaults to charge you, even when you've sold your car, and they will NOT waive their so-called "admin fee". Just AVOID. Reviewed on: 3rd May 2023

You are probably not insured with Hastings Direct!

I have recently had call to change my policy, each change cost me £40.00 which seemed okay. They also gave me the option of taking up a completely new policy at this point which would cost me an extra £600 more on my policy, no idea why and it was not accepted. Then unfortunately I was in an accident which was my fault. It was at this point that I found out I was not actually insured with Hastings Direct as they had put my policy out to another insurer. I am now a month on with no repaired car no settlement and no loan car. I also believe my car was repairable but I was left for 2 weeks with no contact before they decided to write it off from a picture. They then said the engineer had inspected it. I will never ever insure with them again, Also my excess was not what I expected, the extra excess is only seen if you scroll across on a phone screen, that cost me an extra £180.00 Check who you are actually insured with and check your policy document carefully is my advice. I will never deal with them again. If I could give them less than 1 star I would. Reviewed on: 19th April 2023

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