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Hastings Direct: Car Insurance reviews

3.04
Based on 642 reviews, last reviewed 29th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
5%
See only 1 star reviews
34%

Latest highest rating:

5

Sensible approach to black box (You Drive) policy. I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me askin... Read more Reviewed on: 20th October 2024
Katie M's avatar
Katie M

Latest lowest rating:

1

DO NOT USE HASTINGS PLEASE Terrible - my car gets stolen and they refuse the claim for a key discrepancy issue and THEN LOSE THAT key! Car has been found by the police and Hasti... Read more Reviewed on: 29th January 2025
Will Green's avatar
Will Green

About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (642)

Review of the Hastings Direct, Car Insurance:

CheekyCharges Campaigner

3
Well i had already been with them a year, and they sent my quote for the next year and it was over 50% more than the previous year even though i was in double figures for no-claims and there were no changes from last year. So I decided to used a comparison website and inputting the same details as on the quote, the same company came up as the cheapest insurers on the comparison website, at over 50% less than their quote. So i called them and asked why i had 2 quotes with such different prices and they couldn't answer me, they also tried to quote me a price that was between my two other quotes and when i said it would be cheaper for me to leave them now, and then re-join them with my online quote their answer was 'So why did you bother calling then?' I was simply amazed at that! So the Golden rule should always be- NEVER accept the quote from your current insurers without looking around first, it will save you a fortune! Reviewed on: 6th March 2016

Quick to answer and very Helpful

5
Changing my car etc was so quick and easy. It was cheaper to speak to someone rather than the internet! :) Reviewed on: 19th July 2018

Great budget insurance

5
Fantastic price and great customer service Reviewed on: 17th July 2018

Fits the bill

4
Good value but havnt had a claim so far Reviewed on: 17th July 2018

Excellent renewal price

5
After receiving a renewal price through the post from Hastings Direct, the price was quite a bit higher than what I was paying. I called to cancel my car insurance with them and the customer service agent I spoke to put my details through again to see if they could get a better price. They offered me payments that were £10 per month lower than what I was paying and lower than all the comparison sites had given me. Very happy! Reviewed on: 17th July 2018

Good service

3
Easy to contact, multiple routes, e.g online, phone. Reviewed on: 17th July 2018

No complaints

4
Easy to get a quote and sign up. I haven’t had to make any claims so can’t comment on how easy that process is. Reviewed on: 17th July 2018

Reliable UK call centres

4
Reliable UK call centres . Hassle free Reviewed on: 17th July 2018

Customer service

4
Great customer service, very helpful when I had my first ever car accident. Also great service when renewing my policy- price matching my cheapest price. Reviewed on: 17th July 2018

be careful

1
Bad experience glad i left this awful insurance with awful staff i rang them spoke to a silly girl asked her if it was cheaper if u was unemployed (i am employed by the way) she then changed my insurance to unemployed without my permisson and my insurance went up by 300 a month!! they said because i said that question so i cant change it now. i stated i am employed and was only asking!! spoke to managers and they wouldnt do a thing. i had to leave. just be wary n be careful wat u say to them. untrust worthy insurance. i lost my no claim bonus due to jus a question. needs shutting down then again they will just change their name anyway Reviewed on: 16th July 2018

Good company

5
Best price Very reliable Fast service Reviewed on: 6th July 2018

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