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Hastings Direct: Car insurance reviews

Name: Car insurance
Rating: 3.16 (674 reviews)

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3.06

Based on 674 reviews, last reviewed 31st Oct 2025

100% decrease in 5 star reviews

in the past 90 days

20% decrease in 1 star reviews

in the past 90 days

34%

20%

35%

Latest highest rating:

4

Better value for money The price drop from my last insurer was very impressive, for a lot of the same coverage. I haven't as of yet had to report or claim anything but every... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Rejected claim approved by FOS - AVOID AT ALL COSTS Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insura... Read more Reviewed on: 31st October 2025

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About this product

Hastings Direct provide award-winning car insurance.

You can get a Hastings Direct car insurance quote online and manage your policy via the mobile app. There are three levels of cover, Essentials, Direct and Premier. They're available as an online product which is a lower cost, self-service policy that you manage yourself.

Hastings Direct car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Hastings Direct before, you can also leave a review and share your experience.

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Hastings Direct Car insurance reviews (674)

good customer service and price

hastings direct were easy to deal with,great price,when i had to claim they were really quick for courtesy car .The rest of the claim and my car were fixed within 3 weeks.I would use them again,and was impressed by them Reviewed on: 6th November 2015

Excellent

Excellent service from Hastings direct. Staff are always available to help over the phone or by email. Insurance comes down by half price after the first year of being with the company. Very cheap insurance company including extras such as courtesy car. Overall great insurance company. Reviewed on: 4th November 2015

So far so good

Got a competitive deal when insuring our Fiat Punto with Hastings Direct. Soon afterwards we traded the Punto and bought a Vauxhall Astra. Switching the insurance to a different vehicle was very straightforward. A small administration fee was involved but the agent we dealt with was friendly and helpful. Reviewed on: 30th August 2015

best premium

go compare showed this as the best premium which was a lot cheaper than my renewal. It was easy to buy online and the website was easy to use Reviewed on: 30th August 2015

good value

found this company to be one of the cheapest on a price comparison site. Their website was easy to use nad all documents received quickly Reviewed on: 26th August 2015

Helpful and competative

I have had my car insurance with Hastings for about 8 months now and during that time changed my car. This process was easy to follow (there was a fee, i think £25, to change my details but unfortunately that tends to be standard now). The revised quote was still competitive and i got the new documents through by email very quickly. Reviewed on: 26th August 2015

Amazing Customer Service and most competitive on the market.

I have been a customer of Hastings Direct for 3 years now. I cannot fault their insurance policies, nor can I fault their contact centre agents. Each time I have renewed, I have managed to phone them and reduce the renewal premium they had sent to me, as well as the premiums as stated on comparison sites/independent insurers. Hastings Direct are very customer focused, ensuring their customers have their policies suitably tailored to their wants and needs, in an affordable fashion. I had contacted them in relation to a change of personal situation as well as finding out what my premium changes would be with a change of career. The agent was extremely helpful and gave me all the information I needed. I do not think I will change insurance providers, given the outstanding service and customer loyalty rewards I have received. Reviewed on: 19th August 2015

always check your renewal quote...

I took car insurance with ?Hastings Direct last year after they proved to beat the Tesco renewal quote we had received. I was so impressed with the extras you could add and the flexibility of the policy, tailor making the policy to our exact needs. They also offered a great cash back rate through an online cash back site. So a year on we receive our renewal quote which had increased significantly so I did a little shop around on a comparison site and found if I returned to Hastings but as a new policy holder then I could get a cheaper rate, protect my no claims, tailor my cover and get cash back! I love how easy the website is to use and the additional extras you can add to make your policy work for you! Reviewed on: 10th August 2015

Simple and easy

Hastings direct were easy to deal with both online and also on the phone when I had a query before buying. The online process took 5 minutes and was easy to complete all the information with no questions to catch you out. I got the cover I wanted and the policy documents were ready quickly and emailed to me. Would recommend. I haven't had to claim (hoping never to) but from speaking the customer services prior to buying the insurance I would hope they would be just as good. Reviewed on: 9th August 2015

Top cover

Took out cover for my daughters first car,having passed her driving test at the first time of asking. For the same cover could have easily paid up to an eye watering £5000 but thanks to Hastings I managed to get excellent car insurance for a more manageable £930. Reviewed on: 9th August 2015

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