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Hastings Direct: Car Insurance reviews

3.04
Based on 642 reviews, last reviewed 29th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
5%
See only 1 star reviews
34%

Latest highest rating:

5

Sensible approach to black box (You Drive) policy. I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me askin... Read more Reviewed on: 20th October 2024
Katie M's avatar
Katie M

Latest lowest rating:

1

DO NOT USE HASTINGS PLEASE Terrible - my car gets stolen and they refuse the claim for a key discrepancy issue and THEN LOSE THAT key! Car has been found by the police and Hasti... Read more Reviewed on: 29th January 2025
Will Green's avatar
Will Green

About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (642)

Review of the Hastings Direct, Car Insurance:

CheekyCharges Campaigner

3
Well i had already been with them a year, and they sent my quote for the next year and it was over 50% more than the previous year even though i was in double figures for no-claims and there were no changes from last year. So I decided to used a comparison website and inputting the same details as on the quote, the same company came up as the cheapest insurers on the comparison website, at over 50% less than their quote. So i called them and asked why i had 2 quotes with such different prices and they couldn't answer me, they also tried to quote me a price that was between my two other quotes and when i said it would be cheaper for me to leave them now, and then re-join them with my online quote their answer was 'So why did you bother calling then?' I was simply amazed at that! So the Golden rule should always be- NEVER accept the quote from your current insurers without looking around first, it will save you a fortune! Reviewed on: 6th March 2016

Very poor, in fact "unresponsive", communication

1
Very poor, in fact "unresponsive", communication Communication and time taken to resolve claims is very VERY poor. It has been left to me all the way through my claim to chase Hastings for response. Continually promised a call back by relevant departments - but nothing! Totally unresponsive. Its now 5 weeks since my claim and still not resolved! Reviewed on: 22nd January 2018

Cheap and cheerful

4
Hastings direct is always towards the cheaper end on price comparison site. The customer service staff and helpful and I’ve always had a positive experience with them for car insurance Reviewed on: 8th January 2018

Great

5
Dealt with my claim quickly and professionaly Reviewed on: 4th January 2018

Rip Off

1
Bought my new car got insurance there was a one week delay in transferring my private plate to my new vehicle rang Hastings who charged me £20 for changing a number plate on a policy truly shocking never seen such money grabbing antics before from any insurance companies. Be warned Reviewed on: 23rd November 2017

Cheapest quote

4
Gave the cheapest quote. Hassle-free application process. However, a bit too complicated when trying to change something midway through the year. Reviewed on: 22nd November 2017

Good rates

4
Moved to tnemon a comparison site 3 years ago. Always competitive when it comes to renewal. Reviewed on: 8th November 2017

Hastings

5
I had a little bump last year and Hasting's were great- very quick and straightforward service. Although I was a little shocked to see how much my premium had gone up this year, they were happy to help in bringing this down so that I stayed a loyal customer! Reviewed on: 1st October 2017

I am Number one

5
They treat you with respect (yes we know they all want your money at the end of the day) but for someone that goes out of their way to help you it definitely makes it easier and less stressful when renewing Reviewed on: 1st October 2017

Cheap Car Insurane Quotes

5
I've been with Hastings Direct for 3 years now, and they have always had the lowest quotes / requotes for my Car Insurance. I know that quotes are subject to a lot of individual factors - but for me I've had no problems with them at all. Reviewed on: 1st October 2017

Low cost insurance with breakdown cover

5
Full comprehensive insurance is among the cheapest I've found. Added bonus of breakdown cover makes this the best value for me. Reviewed on: 1st October 2017

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