Smart Money People Logo

Hastings Direct: Car Insurance reviews

3.12
Based on 640 reviews, last reviewed 10th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
5%
See only 1 star reviews
34%

Latest highest rating:

5

Sensible approach to black box (You Drive) policy. I had a black box (You Drive) policy. My car needed repairs which took several weeks and meant I wasn't driving it. Hastings Direct contacted me askin... Read more Reviewed on: 20th October 2024
Katie M's avatar
Katie M

Latest lowest rating:

1

Disgraceful car insurance company Awful company will never go with them again. They up your insurance quote every year with a stupid reason why where I can go somewhere else do cheaper... Read more Reviewed on: 10th January 2025
Travis's avatar
Travis

About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (640)

Review of the Hastings Direct, Car Insurance:

CheekyCharges Campaigner

3
Well i had already been with them a year, and they sent my quote for the next year and it was over 50% more than the previous year even though i was in double figures for no-claims and there were no changes from last year. So I decided to used a comparison website and inputting the same details as on the quote, the same company came up as the cheapest insurers on the comparison website, at over 50% less than their quote. So i called them and asked why i had 2 quotes with such different prices and they couldn't answer me, they also tried to quote me a price that was between my two other quotes and when i said it would be cheaper for me to leave them now, and then re-join them with my online quote their answer was 'So why did you bother calling then?' I was simply amazed at that! So the Golden rule should always be- NEVER accept the quote from your current insurers without looking around first, it will save you a fortune! Reviewed on: 6th March 2016

Windscreen repair gone wrong

2
I had a smashed windscreen which was repaired by their approved repairer. The repair was shoddy with glass rattling around the car, and after a few weeks I noticed water in the boot after rain. On close inspection, I noticed the bodywork was damaged just above the top seal. After being consistently phoned off by the approved repairer, I called Hastings (Pink Insure) to get them to intervene - after all my insurance contract is with them and they imposed the repairer. They passed me on to the repairer without trying to help at all. Only since I have put a complaint in writing, are they trying half heartedly to chase the repairer, all by email. No-one has called me to explain the situation yet. I am eight weeks post repairs and 6 weeks post raising the issue. It looks like it is going to have to go to the Ombudsman and it is still raining in my car. A lot of time and energy wasted in not taking responsibility, when it would have been so much more efficient to call the car to be assessed by a garage and to come up with a solution which they could then sort out at their end with the approved repairer. Lovely when renewing and taking your money but not so impressive when problems happen. Reviewed on: 30th August 2023

Cheap insurance

5
Looked at comparison sights and they gave the cheapest quote, saving me about £150 per year vs renewal. Other quotes were similar in price but slightly more expensive. Reviewed on: 30th August 2023

So poor

2
They do not reward long standing customers and they will try to squeeze money out of you regardless of your circumstances. I understand this is a business but at the end of the day we dealing with human beings. Will not recommend it at all Reviewed on: 28th August 2023

Great and low prices

5
Reliable and convenient company that’s value for money Reviewed on: 25th August 2023

Easy to sign up

5
Really easy to take out a new policy online, website clearly shows options and different products Reviewed on: 25th August 2023

Very good company

5
I have Hastings insurance for car and Am very happy one of the best insurance company . Reviewed on: 25th August 2023

Straightforward cover

5
I have found Hasting Direct to be a very professional insurance company and their cover is tailored to my needs Reviewed on: 24th August 2023

Not good

1
Was told not to pursue claim against drunk driver who hit my parked car because I didn't get his details before he was taken away in an ambulance by the police. Reviewed on: 24th August 2023

Very reliable and easy

5
Good experience and competitive price, no problems with the service and the app is easy to use. Reviewed on: 24th August 2023

No nonsense

4
For the first time in 10 years driving, I've stayed with the same insurance company two years in a row. There were no other quotes that even came close to being reasonable. Auto-renewal process made it an easy job this year. Reviewed on: 24th August 2023

Do you have a different Hastings Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Hastings Direct has a range of products available. Check the ratings of each product to find the right one for you. View all products