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HSBC: Bank Account reviews

Name: Bank Account
Rating: 3.75 (1226 reviews)

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3.62

Based on 1,226 reviews, last reviewed 3rd Dec 2024

50% decrease in 5 star reviews

in the past 90 days

67% increase in 1 star reviews

in the past 90 days

44%

24%

11%

15%

Latest highest rating:

4

Personal Customer Service Experience I have often received good customer service at my local branch every week. Reviewed on: 3rd December 2024

Latest lowest rating:

1

My son is a student and has an a with HSBC. My son is a student and has an account with HSBC. He has been waiting for a replacement debit card since September, now 3 months. They keep saying it ... Read more Reviewed on: 27th November 2024

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About this product

The HSBC Bank Account gives access to a range of other offers, with no monthly account fee.

With an HSBC Bank Account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC Bank Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank Account reviews (1226)

Review of the HSBC, Bank Account:

Awful

They've closed so many branches and their call centre is often busy. For some reason they've lately taken to suspending my debit card for suspicious activity every few weeks, even though my use of the card is no different from normal. I confirm mundane transactions I've made for small amounts and they lift the suspension again and can't provide me with an explanation of why the activity is deemed suspicious. They've done this twice while I've been in Norway, despite me notifying them in advance the exact days I would be there and using my debit card. I get about seven or eight pieces of junk post from them each month even though I've expressly requested they stop sending it. They've somehow "lost" two standing orders that I'd had running for ages and had set up myself online. They lied about a boost in the ISA savings rate in order to upsell me to a paid current account and admitted two months later I wasn't eligible for the higher interest rate for some nonsense loophole reason that isn't in the terms and it took me a fight to get the money back when I switched back to a free current account. They're just generally shocking really and that's before you factor in the ethical questions of some of their practices both in the UK and worldwide. Terrible, terrible bank. Reviewed on: 6th November 2018

A decent high street bank

I’ve had an account with HSBC for 20 years now and generally have found them to be a good high street bank Reviewed on: 5th June 2023

Great

Been with HSBC for years and never had an issue Reviewed on: 2nd June 2023

Love their App!

I like using HSBC's banking app. They keep adding more and more features to it making it very convenient to use. I haven't needed to step into a branch for ages. Reviewed on: 1st June 2023

EASY AND FRANDLY GLOBAL BANKING

THIS IS A BANK WHICH DEAL ACCORDING TO PEOPLE NEEDS, LIKE THERE GLOBAL ACCOUNTS WHIC IS EASY TO USE AND AFFORADBLE, YOU CAN MANAGE DIRECTLY FROM YOUR ACCOUNT AND KEEP YOUR FUNDS IN A POOL TO USE IF YOU ARE AWAY FROM YOUR RESIDENT COUNTRY. THE CAHNRGES ARE AFFORADABLE AND YOU CAN USE THE GLOBAL WITHOUT ANY ISSUE. Reviewed on: 1st June 2023

Years of service

I opened my bank account with HSBC at the age of 11 and I am still with them today. Excellent level of service Reviewed on: 1st June 2023

Unethical and unhelpful

Our branch turned into a 'coffee shop'. You can no longer go into our branch to carry out normal counter transactions. You have to stand in a huge line to ask the staff if they're able to help you. Invariably they can't as I only go into the bank to do things you can't do online e.g. cash foreign cheques. The counter has been replaced by a coffee machine and sofas. I don't go into my bank to sit down, have a coffee and a chat with the staff. I'd like to be able to carry out transactions. Reviewed on: 1st June 2023

Perfect

Left a High Street rival and transferred to HSBC. Smooth changeover and they have been perfect ever since. Highly recommended. Reviewed on: 31st May 2023

Automatic overdraft extension

Due to delays in receiving money owed to me, a recent credit card bill would have taken me beyond my already significant agreed overdraft. To enable that and other bills to be paid, the bank automatically extended the facility, and advised they had, so that no payments were 'bounced'. I am a long term customer, and they understand that sometimes I need a bit more flexibility than is already covered. Reviewed on: 31st May 2023

Best bank ever

I’ve been with HSBC since I was 16, I’m now 33. I’ve never had any issues. Their telephone and online banking is so easy to use. I love the fact that I can increase my ATM withdrawal limit to £1000 for 24 hours. I got hit with fraud and they helped recover my money. Don’t think il ever change from them Reviewed on: 31st May 2023

Amazing bank

I have been with HSBC for a few years now and we have had issues from tie to time but they do try and get it sorted, They are always trying to stay ahead of the curve but some services need attention but I am sure they will get there Reviewed on: 12th May 2023

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