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HSBC: Credit Card reviews

Name: Credit Card
Rating: 3.59 (106 reviews)

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3.38

Based on 106 reviews, last reviewed 1st Dec 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

42%

20%

12%

20%

Latest highest rating:

4

Very happy with HSBC. Very happy with HSBC. The CS team is always very helpful. Reviewed on: 12th April 2024

Latest lowest rating:

2

With so many banks to choose, why even consider HSBC I applied for an HSBC Visa Credit Card and it was the most unnecessarily complicated application you could imagine. Furthermore, I then applied for an... Read more Reviewed on: 1st December 2024

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About this product

HSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. What kind of features do HSBC customers like? Find out more about the HSBC Credit Card by reading our trusted Smart Money People reviews. You can also write your own HSBC Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

HSBC Credit Card reviews (106)

Review of the HSBC, Credit Card:

With so many banks to choose, why even consider HSBC

I applied for an HSBC Visa Credit Card and it was the most unnecessarily complicated application you could imagine. Furthermore, I then applied for an additional user card which was even more difficult. I used the card for just one transaction and have now shredded the card. Trying to set up a direct debit for the repayments was sooo time consuming, so I decided to pay the card off and even that was hard work. I then tried Barclaycard and the experience of applying and setting up payments was an absolute breeze. I imagine the only reason one would consider using HSBC is because you've always been with them and don't know any different. Reviewed on: 1st December 2024

Can't see why people choose these

Credit card rates are all pretty similar. I got my credit card with HSBC as I have my bank account with them, but don't use it anymore as there are better cards out there - ones that offer good benefits like cashback or points for airlines...look around. Reviewed on: 20th July 2015

I have had no problems with HSBC.

I have a credit card account with HSBC for Best Buy store credit card. While I have nothing exceptional to say because I have not had any issues, but I have no complaints either. I have been pleased with the card so far, no issues is a good thing! Reviewed on: 17th April 2015

very good at getting cash back

they have great cash back offers. we use them to help buy thing we need for the garden .they give us 5%cash back. when we buy the things we us the most like drugs store and lowes.we get about 250 dollar back a year does not sound like much but when your on a fixed income it helps alot Reviewed on: 14th April 2015

Pretty Standard Credit Card

This credit card is pretty standard, nothing to brag about. The cash rewards are a decent rate, but they're a pain to redeem. You have to go online and order your reward. They have non-cash gift rewards as well (which is why you have to request them), but there aren't any gift/travel rewards that are better than cash. Reviewed on: 14th April 2015

It does what it sayd

Its a credit card from a bank not super but not awful either. The Interest rate is high in my opinion. I do not shop around for free balance transfers deals and have all my financial service products with HSBC which is my downfall. I recently tried adding my wife to the card and it was a nightmare. I was told 4 times her signature did not match what they held on the system. I gave up in the end, I am looking into opening another card with the Post office as it offers a free balance transfer and I can then look to repay the balance as well as enabling myself and my wife to each have a card in case we need it. Reviewed on: 6th October 2014

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