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HSBC: Personal Loan reviews

3.48
Based on 62 reviews, last reviewed 2nd Apr 2025
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
13%
See only 3 star reviews
5%
See only 2 star reviews
3%
See only 1 star reviews
26%

Latest highest rating:

5

Convenient location and friendly staff, sorted my pe... Convenient location and friendly staff, sorted my personal loan application out in a few hassle free mins Reviewed on: 26th February 2025
Peter Winfield's avatar
Peter Winfield

Latest lowest rating:

1

This HSBC spam is absolute waste of my time! Absolute waste of my time! I'm HSBC UK customer for 20 years. Having multiple private & business accounts with HSBC. So far I've paid around £ 3K on o... Read more Reviewed on: 24th March 2025
JBL's avatar
JBL

About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

HSBC Personal Loan reviews (62)

Review of the HSBC, Personal Loan:

Quick, easy affordable

5
HSBC loan has been a god send for me, so affordable for me and was quick and easy to apply for Reviewed on: 13th January 2019

THE BEST

5
Amazing low rates and nice scoring system! Good work Reviewed on: 29th June 2017

Poor service

1
Despite banking with Hsbc for 30 years still constantly receiving appalling customer services. Tiresome. Reviewed on: 21st June 2017

Fantastic low interest rate

5
Easy to apply for and quickly approved, I got a fantastic rate for being a loyal HSBC customer. Great customer service. Reviewed on: 11th June 2017

Brilliant low interest rate options

5
I was given the lowest rate available in the country due to being a loyal HSBC customer! Reviewed on: 30th May 2017

Fantastic

5
Great service would definitely use again unbelievable rate aswel Reviewed on: 30th May 2017

HSBC Amanah Personal Financing-i

1
Apply for this personal loan for quite long time ago (more than 2 weeks) but untill now still haven't get the result whether approve or not.It's really poor service! Reviewed on: 20th March 2017

Poor customer service

2
They informed me I was able to freeze my payment, then later told me I couldn't & owed the money & non payment charge Reviewed on: 8th January 2017

Fantastic, would definitely recommend!

5
I recently had to take out a loan in order to learn to drive. I was very nervous about the whole thing as I'm not one to borrow money and my knowledge of finances and lending money is minimal. I was put at ease very quickly. I applied for my loan online, it was so easy! There was no intimidating terminology, and the process was really quick! Reviewed on: 1st January 2017

Very poor

1
Loan - takes too long and after all that was offered an interest rate nearly 3 x higher than was advertised despite having extremely good credit score. Waste of time and waste of a credit check Reviewed on: 4th July 2016

OK

3
Fine service offered here at the HSBC bank Reviewed on: 20th June 2016

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