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Lloyds Bank: Classic Account reviews

3.93
Based on 706 reviews, last reviewed 12th Feb 2025
25% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
54%
See only 4 star reviews
21%
See only 3 star reviews
11%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Haven't been in the country long Haven't been in the country long, but Lloyds doesn't judge me by my immigration status. Reviewed on: 12th February 2025
Mark B's avatar
Mark B

Latest lowest rating:

1

Lloyds Bank refuses my payments by bank transfers. Lloyds Bank refuses my payments by bank transfers. to my builder and to a financial institution at the branch. I had my passport with me. They asked m... Read more Reviewed on: 21st December 2024
jojo's avatar
jojo

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

Lloyds Bank Classic Account reviews (706)

Review of the Lloyds Bank, Classic Account:

Lloyds Bank refuses my payments by bank transfers.

1
Lloyds Bank refuses my payments by bank transfers. to my builder and to a financial institution at the branch. I had my passport with me. They asked me a lot of questions that were inappropriate.. They are mental and treated me as a criminal. I wasted one hour each time there and in the end they refused to do the transaction. They also blocked my account on one of these transfers. They are abusing their power. Reviewed on: 21st December 2024

Excellent

4
The Best Bank for me and my family, always helping us, my money is in the safe place, good customer attention Reviewed on: 1st June 2023

Fantastic easy process!

5
Lloyds Bank is so easy going, the app flows really well and rarely has any kind of technical issues. It’s very easy to navigate and there a lots of options such as save the change which is helpful as it really does add up. I highly recommend using Lloyd’s bank, on top of this the staff are always welcoming and friendly too in the branch! Reviewed on: 31st May 2023

Easiest bank to work with

5
This is by far the best bank I've ever had the pleasure of dealing with. Their app is simple and easy to navigate and their customer service is impeccable, they sorted my issue within a day unlike other banks who can take weeks to sort out. Reviewed on: 31st May 2023

A truly loved account

5
Have had this account for a long time - at least ten years, if not slightly longer - and I have loved it. It's perfect for me and I like not worrying about any overdraft or a lot of charges as up until now I have only had dwp payments, then uc payments and also carer's allowance paid in. I will have PIP monies going in soon. A big lump sum and then monthly payments. If you're wanting more then you are not going to get anything as I am autistic and that's it. Reviewed on: 31st May 2023

Had it for years

5
Never had a problem with my account and 4% interest, so can't go wrong. Reviewed on: 31st May 2023

The best bank

5
Lloyd's are the best bank I've ever used they are so helpful and there security is second to none ,you get piece of mind knowing the've my back when it comes to fraud and scammers Reviewed on: 25th May 2023

Lloyds Classic Account

5
I don't know how many years I've had this type of account for but I have had no issues with Lloyds whatsoever so I would highly recommend the classic account as it allows you to manage your money very easily. Reviewed on: 10th May 2023

Disgraceful and health affecting!

1
Moved area updated address at branch with paperwork, my current home is apparently that of the actual branch now, I sleep in the vault I guess? Money trapped in my account, blocks on incoming/outgoing payments and debit card without notice or reason, turned out to be a mistake. Complaint handler compensated, and informed me that account restrictions removed to be able to transfer money and accept incoming payments again. No this had not been completed, as I attempted to transfer out afterwards. Mental health disabilities affected majorly, resulting in major impacts. Gender assumption issues by call staff, regards use of incorrect pronouns even though my name is clearly female? Reviewed on: 22nd April 2023

Terrible

1
The chat help desk on you app is absolutely rubbish. Kept cancelling my card for no reason citing fraud Reviewed on: 13th April 2023

Good trusted bank

5
Have been with this bank since 16, staff are always friendly and helpful, there is a scheme for cashback and lots of information and choice Reviewed on: 11th April 2023

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