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Lloyds Bank: Classic Account reviews

4.02
Based on 761 reviews, last reviewed 5th Sep 2025
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
56%
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20%
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11%
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3%
See only 1 star reviews
10%

Latest highest rating:

5

Would totally recommend Lloyds Bank Plc Excellent customer service, the staff went above and beyond to help me and really listened and empathised with my situation. They helped me feel alot... Read more Reviewed on: 5th September 2025
Clare's avatar
Clare

Latest lowest rating:

1

Easy banking happy with service bank review Easy banking happy with service been a customer for 30 years Reviewed on: 2nd April 2025
Melanie Obren's avatar
Melanie Obren

About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (761)

Best Bank

5
I am with Lloyds Bank since 2006 ,never had any problems,best bank in England. Every branch staff are so helpful,always happy to go in and ask some questions ,and sort out things if needed . Reviewed on: 12th February 2016

Professional and security conscious - overall adequate

3
Professional service. Often kept up-to-date with new promotions and opportunities. Interest rates could be a little more competitive. Feel safe banking with them - trusted and reputable. Reviewed on: 12th February 2016

Faultless

5
I love Lloyds - when a payment went missing once, a real person on the phone sorted it out very quickly and all was corrected in a matter of hours. Been with them for years, faultless! Reviewed on: 12th February 2016

Supported me since I was 15

5
I love my bank - they've supported me right form when I was 15 and just wanted to get cash out to being a student, and now being full time employed. They are great! Reviewed on: 12th February 2016

Faversham branch helped me a lot

5
When my father died, they couldn't do enough to help me sort out his financial affairs. They really went the extra mile at a difficult time. Faversham branch. Reviewed on: 12th February 2016

Cup of tea and a friendly face

5
i love my local lloyds bank. nothing is ever too much trouble for them. they recently saw i was upset over something and sat me in a quiet room with a cup of tea and a friendly face for a chat while i calmed down. love them to bits Reviewed on: 12th February 2016

very good customer serive

5
excellent communication and customer service and always review your account and makes sure you are happy with it¬ Reviewed on: 10th February 2016

Loyal customer for over 15 years

5
When I need to alter my overdraft they are always happy to help and also offer advice on how to reduce and manage my finances Reviewed on: 10th February 2016

Nothing Special chasing the Horses tail!

3
A reduction in overdraft when TSB was dropped...higher bank charges we had to slop. A brighter branch with silly TVs...I am just concerned about the fees!. One bit of tech that has good spec,is the machine that lets you deposit cheques ! Reviewed on: 30th December 2015

Poor Customer Service

3
I had this account for a few years and was perfectly happy with them until a sudden job loss saw risk of bank charges, the web site was temperamental and being unable to use a telephone I was unable to cancel any outgoing payments. The lack of consistent services such as online banking was an issue for me because of my disability, this translates to a poor overall service and the bank showed absolutely no concern over this when I raised a complaint. Reviewed on: 24th December 2015

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