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Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.02 (776 reviews)

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4.02

Based on 776 reviews, last reviewed 24th Jan 2026

400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

57%

20%

10%

Latest highest rating:

5

Would recommend Lloyds bank First of all i would like to ask if anyone ever wins the prize as i have filled out a few of these and never got a response of who has won? I would g... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

They constantly allow payments which take me overdra... They constantly allow payments which take me overdrawn and when I questioned why get told to ring up even though it says that i cannot talk on the pho... Read more Reviewed on: 23rd January 2026

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About this product

The Lloyds Classic Account is fee free for use in the UK, providing your account balance doesn’t go below £0.

The Lloyds Classic Account can be serviced via the app and you can earn up to 15% cashback on spending with selected retailers.

Lloyds Classic Account reviews help you find out what it’s really like to be a customer. If you’ve used Lloyds before, you can also leave a review and share your experience.

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Lloyds Bank Classic Account reviews (776)

Great current account

I think the basic Lloyds current account is really good. The online banking is really easy to use and the mobile banking app makes banking on the move very easy. Would definitely recommend. Reviewed on: 31st December 2017

Lloyds review

Friendly and very helpful staff, Reviewed on: 31st December 2017

'Does what it says on the tin'

I simply need a bank that effectively and efficiently manages my modest finances. I moved my accounts to Lloyds two years ago and have found them to be perfect for my needs. Provide advice when I need it, but not constantly pushing services that I do not want or indeed need. Reviewed on: 31st December 2017

Excellent

Been with Lloyds for 41 years. Never had a bad experience, in branch, on the phone or online.. Reviewed on: 24th December 2017

Been with Lloyds over 10 years

Customer representatives are always extremely helpful, never had a problem they couldn't sort! Reviewed on: 12th December 2017

fantastic

quick easy move from halifax,no late fees etc,its great for me Reviewed on: 10th December 2017

Amazing

Great customer service. Friendly, helpful and rigorous personal banking advisors ensure that all changes and terms are understood. Brilliant app. Fantastic customer service. Couldn’t recommend more highly! Reviewed on: 4th December 2017

No frills, just good banking with no gimicks

Used this type of account for the last 45years, no problems are always there when you want them Reviewed on: 3rd December 2017

Great service

Super reliable and friendly service from LLoyds, alwyas know my money is in safe hands with them and always very happy to help! I wouldnt trust another bank! Reviewed on: 30th November 2017

Disappointed

We dissatisfied with the service, we called more times to have an appointment to open a new business bank account, they sent me a email to said they lost my application. We went for few time in the branch and again I took another appointment. After 2 weeks we had an appointment finally, but they have created problems. We very very disappointed about that. Reviewed on: 29th November 2017

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