Write a review

Lloyds Bank: Classic Account reviews

Name: Classic Account
Rating: 4.06 (698 reviews)

View other Lloyds Bank products

3.95

Based on 698 reviews, last reviewed 7th Nov 2024

67% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

55%

21%

11%

10%

Latest highest rating:

4

Easy to set up Classic Account with Bank of Scotland... Easy to set up Classic Account with Bank of Scotland, after moving countries. Great service at any branch Reviewed on: 29th October 2024

Latest lowest rating:

1

I have spent a month calling them to resolve a simpl... I have spent a month calling them to resolve a simple issue. Every time they tell me it is fixed but it is not fixed at all. Customers without a sma... Read more Reviewed on: 16th October 2024

Read all reviews Write a review

About this product

The Lloyds Bank Classic Account is designed for ‘free everyday banking’. Account holders can benefit from a featureful mobile banking app, cashback opportunities and both arranged and unarranged overdrafts.

Our Lloyds Bank Classic Account reviews can give you valuable insight into the provider and account. Learn how satisfied genuine customers are with the service they’ve received. Be confident you’re making the right choice about your new account by checking our customer reviews.

If you’re interested in the Lloyds Bank Classic Account, find out more on Smart Money People. Learn why customers chose this account and how satisfied they’ve been so far. Read about the main pros and cons of the Classic Account to decide if it sounds right for you. Find out how responsive the customer service team is and how quickly account holders’ issues have been resolved. All of this and more can be found in our Lloyds Bank Classic Account reviews.

Perhaps you already have a Classic Account with Lloyds Bank? Why not share your honest opinions with our Smart Money People community? How long have you had the account and is it your main bank account? What is your favourite thing about the account, and is there anything you feel could be improved? If you use the mobile banking app, which features are the most useful? Would you recommend the account to your family and friends? Leave a Lloyds Bank Classic Account review today. Together, we can help people like you make better financial decisions.

Review Lloyds Bank: Classic Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Lloyds Bank Classic Account reviews (698)

Friendly over the counter service

Friendly personal service, from experienced customer service personnel Reviewed on: 17th February 2016

Customer service that goes above and beyond.

My experience with Lloyds bank had been a pleasant one from the day that I joined. I walked into the bank one Wednesday afternoon wanting to open an account with them there and then and I walked out 20 minutes later having done just that. I could easily tell from then on, my bank experience was going to be hassle free, I hadn't eve made an appointment yet (the cheek of me) all the staff were wonderfully gracious and took the time to explain everything in explicit detail. However this isn't the incident that made me love my bank with such a strange passion. I'd gone on holiday to Switzerland for 3 days and I'd obviously let my bank know that I would be travelling so that they wouldn't become suspicious of my overseas account activity. I thought I was being so cautious and intelligent but lo and behold I lost my wallet 4 hours after arriving in Geneva like the idiot that I am. Of course panic ensued, I'd been intending on just using my card to pay for things so I'd only taken out a measly amount in cash just in case. I went to the police station but no one had handed anything in yet, I was so fortunate that I was there with friends who'd been smart enough to bring lots of extra money. I ended up calling tweeting Lloyds bank, because my phone decided to stop working in my time of need, and told them what happened in hopes that something could be done. This is when that customer service satisfaction kicked in, a Lloyds employee called the hotel I was staying at and worked with me for almost an hour corresponding to find my account number, to cancel my card and went on the to call the police station in Geneva continuously for me to check whether the card had been found. this partcular employee (named Claire if I remember correctly) went to new heights that she didn't even have to in order to help me, she even found a way for me to transfer all my money into a new account and also into my friends account so that I wasn't stranded in a different country with no money. Furthermore, by the time I came home, a day and a half later, there was a brand new sparkly card in my mailbox! The efficiency was an unexpected gift from Lloyds that I highly appreciated without a doubt. Reviewed on: 16th February 2016

Excellent service

I have had my account for many years, have had excellent service for almost all that time. Reviewed on: 16th February 2016

Never earned a penny from me!

I hated my first account with Lloyds (early 80's) after they charged me £10 for going overdrawn by 3p... so I left the account open for 8 years with no more than 5p in the account post payday making them send me statements etc for the duration so they never earned any cash out of me! Reviewed on: 16th February 2016

Mostly Harmless

Overall, I've enjoyed my time with Lloyd's. The easy to use internet banking and friendly in-branch experience has made me feel secure in having my classic account with them. I'm able to easily keep track of my money, I'm contacted when I need to be but am not inundated with communication, and I was able to make this communication paperless, which causes far less clutter in my life! My only issue with my Lloyds Classic Account is that it was changed to a student account when I was on my gap year, which means my graduate account is due to revert back to classic a year early. I've had some difficulty proving this and getting it fixed - I've been told it's been sorted a couple of times, but it hasn't. However, apart from this hiccup, I've been very happy. Reviewed on: 15th February 2016

Just great!

Always helpful on the phone if something goes wrong (hardly ever) - great in branch with friendly staff and modern ATMs. Good solid account but this base account has no interest paid. Reviewed on: 13th February 2016

Excellent service

I like the bank and the account, first class customer service. Reviewed on: 12th February 2016

Best Bank

I am with Lloyds Bank since 2006 ,never had any problems,best bank in England. Every branch staff are so helpful,always happy to go in and ask some questions ,and sort out things if needed . Reviewed on: 12th February 2016

Professional and security conscious - overall adequate

Professional service. Often kept up-to-date with new promotions and opportunities. Interest rates could be a little more competitive. Feel safe banking with them - trusted and reputable. Reviewed on: 12th February 2016

Faultless

I love Lloyds - when a payment went missing once, a real person on the phone sorted it out very quickly and all was corrected in a matter of hours. Been with them for years, faultless! Reviewed on: 12th February 2016

Do you have a different Lloyds Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Lloyds Bank has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Lloyds Bank: Classic Account reviews

67% decrease in 5 star reviews

300% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review Lloyds Bank: Classic Account now

Lloyds Bank Classic Account reviews (698)

Friendly over the counter service

Customer service that goes above and beyond.

Excellent service

Never earned a penny from me!

Mostly Harmless

Just great!

Excellent service

Best Bank

Professional and security conscious - overall adequate

Faultless

Do you have a different Lloyds Bank product?

There's still more to see!

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024