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London Capital Credit Union: Savings reviews

4.81
Based on 351 reviews, last reviewed 3rd Jun 2025
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Latest highest rating:

5

always a fantastic service, quick and efficient always a fantastic service, quick and efficient Reviewed on: 3rd June 2025
Michaela H's avatar
Michaela H

Latest lowest rating:

1

I trusted London Mutual Credit Union to support its... I trusted London Mutual Credit Union to support its members, but my experience was disappointing. Despite having savings with them, they offered me a ... Read more Reviewed on: 27th May 2025
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London Capital Credit Union Savings reviews (351)

Review of the London Capital Credit Union, Savings:

Very professional and helpful all in all a very usef...

5
Very professional and helpful all in all a very useful caring service Reviewed on: 22nd May 2025

always a fantastic service, quick and efficient

5
always a fantastic service, quick and efficient Reviewed on: 3rd June 2025

I couldn't be happier with the service.

5
I couldn't be happier with the service. The staff are always friendly, knowledgeable, and genuinely committed to helping members succeed financially. Whether it's setting up a savings account, applying for a loan, or just getting advice, they make the process smooth and stress-free. Reviewed on: 3rd June 2025

When I have called previously, the person was very p...

5
When I have called previously, the person was very patient and helpful Reviewed on: 3rd June 2025

London Capital Credit Union has been fantastic

5
London Capital Credit Union has been fantastic to work with. I managed to receive a loan on a difficult time without a huge interest. Customer Service has been spectacular. Reviewed on: 3rd June 2025

My Daughter my world

5
My Daughter moved in with me over a year ago due to her mother being very unwell. I was really in a predicament at time .the london capital credit union helped me to have ability to provide and keep my daughter safe .I am more than grateful Reviewed on: 3rd June 2025

I’ve been a member of Credit Union for years, and I...

5
I’ve been a member of Credit Union for years, and I can confidently say that their savings and loan schemes are truly outstanding. The savings accounts offer some of the most competitive interest rates I’ve encountered, often surpassing those of traditional banks. This has allowed my savings to grow more quickly and securely, thanks to their consistent and transparent interest calculations. Their loan offerings are equally impressive. The credit union provides very favorable interest rates on personal loans, auto loans, and mortgages, often lower than those available at commercial banks. The application process is straightforward, and the staff are very knowledgeable, guiding me through each step to ensure I understood the terms and repayment options. I also appreciate the flexible repayment plans, which make managing my finances much easier. What sets Credit Union apart is their commitment to supporting members’ financial well-being. During periods of financial difficulty, they have been willing to negotiate repayment terms and provide advice, which I found incredibly helpful and reassuring. Overall, their savings and loan schemes have exceeded my expectations in terms of competitiveness, transparency, and support. If you’re looking for a financial institution that prioritizes member benefits and offers exceptional financial products, I highly recommend. Reviewed on: 3rd June 2025

A community-based way to effectively save money

5
I've been saving with LCCU for about a decade and they are an excellent way to save money in a community-based, worker/member-owned project. They offer a wide range of options, loans, and tools to ensure you save money and minimise debt. Their interest rates are higher than my bank's ISA, too. Highly recommended. Reviewed on: 3rd June 2025

Always easy to use and key to organising my savings

5
Always easy to access information, really encortuaging in many ways to help me manage my finances better, trustworthy, reactive and helpful. Reviewed on: 3rd June 2025

Best decision ever

5
I highly commend this company for their exceptional service and support during my borrowing experience. Their loan process was straightforward, with transparent terms and competitive interest rates that truly benefited me. The staff was professional, responsive, and genuinely committed to helping members achieve financial stability. I appreciate their dedication to ethical lending practices and member-focused solutions. I wholeheartedly recommend this company to anyone seeking a reliable and supportive financial institution. Reviewed on: 3rd June 2025

Innovative and people centered

5
I've been really impressed with London Capital Credit Union, especially their PrizeSaver account. It’s a great way to encourage saving — every £1 saved gives you a chance to win monthly cash prizes, including a £5,000 jackpot. It makes saving fun and rewarding! The service is always friendly and helpful, and I really appreciate their ethical approach to finance. They focus on supporting the community and helping members build good money habits. No hidden fees, just solid, reliable banking with a personal touch. Highly recommend! Reviewed on: 3rd June 2025

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