Write a review

Marshmallow: Car insurance reviews

Name: Car insurance
Rating: 1.82 (308 reviews)

View other Marshmallow products

1.67

Based on 308 reviews, last reviewed 16th May 2025

50% decrease in 5 star reviews

in the past 90 days

17% decrease in 1 star reviews

in the past 90 days

19%

77%

Latest highest rating:

5

I had an accident and it was sorted out no bother. I had an accident and it was sorted out no bother. Hire car and everything and it was me hitting a raised pavement Reviewed on: 24th April 2025

Latest lowest rating:

1

Poor Claims Handling and Retroactive Premium Increase I filed a claim with Marshmallow after my vehicle was stolen and recovered. They then said my vehicle purchase date didn’t match their records and inc... Read more Reviewed on: 16th May 2025

Read all reviews See your review

About this product

Marshmallow provide car and van insurance policies.

With Marshmallow, you can choose from four levels of cover: lightest, essential, original and plus. You can add extras for additional costs including breakdown cover, legal protection, excess protection and Europe roaming.

Marshmallow car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Marshmallow before, you can also leave a review and share your experience.

Marshmallow Car insurance reviews (308)

Review of the Marshmallow, Car insurance:

Useless, scam artists

Took the initial payment, then started asking for ID verification - fair enough, I tried uploading it, that didn't work, contacting them proved useless. Few days later I received a message telling me the ID verification failed and my policy has been cancelled, so I had to get a policy with a different provider - which cost me extra £40 per month due to urgency. Finally, just got an email from them telling me that as far as they can see, the policy is still active, which is of no use to me now, since I already took out insurance with another company. Why did they take my money if they haven't completed the checks yet? As always, when something is my problem, it's my problem, when it's their problem, it becomes OUR problem. Reviewed on: 19th October 2024

Avoid Marshmallow Insurance

I had an absolutely dreadful experience with Marshmallow Insurance. After my car was damaged in an accident, I filed a claim expecting a straightforward process. Despite providing all the necessary documentation and evidence, my claim was denied without a valid reason. It felt like they were actively looking for any excuse to avoid paying out. To make matters worse, communication was a nightmare. I tried reaching out multiple times via phone and email, but my attempts were mostly ignored. When I finally got through to someone, they were unhelpful and dismissive. It was clear that resolving my issue was not a priority for them. One specific incident that stands out is when I was promised a call back from a claims manager within 48 hours. That call never came, and when I followed up, I was told that there was no record of my previous conversation. This level of incompetence and lack of accountability is unacceptable. Marshmallow Insurance seems to specialize in finding reasons to deny claims, even when they are clearly at fault. If you want to avoid losing your hard-earned money and dealing with a company that doesn't care about its customers, look elsewhere. Reviewed on: 18th February 2025

Thaigo was an amazing customer service agent.

Thaigo was an amazing customer service agent. He understands my issues very quickly and helped me. His explanation was really good. Reviewed on: 14th February 2025

Never use Marshmallow

I was more or less forced to use them when moving from Somerset to Buckinghamshire. The entire experience was fraught & expensive. They have no proper staff & their app is irritating in the extreme. It was an interim insurance, & I would have been penalised had I changed insurer within the first year. As it was I paid monthly at double what I was paying in Somerset. I moved to Cumbria in July 2024 & my year is up at the end of February. I have renewed at 64% less with a sensible solid insurer but extracting yourself from Marshmallow is a nightmare. They use the old scam of repeat debit card premium collections, notoriously difficult to cancel. Everything is slick marketing & a concerted effort to wear your down. Quite the worst car insurer I have ever dealt with- luckily I never had to claim (& never have claimed on car insurance in 50 years of driving) since the complaints about their claims procedures are legion. AVOID THIS AWFUL COMPANY. Reviewed on: 13th February 2025

Shocking company, when you need help for no fault of...

Shocking company, when you need help for no fault of your own and they just don’t care this insurance company is not for me Reviewed on: 12th February 2025

FROM THESE SCAMMERSago**STAY AWAY FROM THESE SCAMM

FROM THESE SCAMMERS ago **STAY AWAY FROM THESE SCAMMERS** **STAY AWAY FROM THESE SCAMMERS** Bought my insurance with them in December, they asked for the NCD from abroad which I provided them, their so called "underwriters" who are more like scammers told me it's a fake NCB and I will be notified to the other insurance Reviewed on: 26th January 2025

WARNING: DO NOT PURCHASE INSURANCE FROM MARSHMALLOW

I’ve been with Marshmallow Insurance for over 3 years, never made a claim, and always kept my MOT up to date. However, after I was involved in a car accident, they completely failed me. After reporting the accident, it took them 15 days to provide me with an engineer’s report, and when I asked for the full report to understand what happened, they refused to give it to me. Instead, they just told me the issue was my tyres. Once my policy was cancelled, they provided no support whatsoever. I had no idea where my car was, and they only gave me unreachable contact details for a third-party engineer. I had to spend hours calling different garages and scrap metal companies just to figure out what to do. Marshmallow left me alone, stressed, and completely unsupported in a time when I needed help most. On top of that, they refused to refund the unused portion of my premium and charged me cancellation fees. All of this while they failed to provide me with the guidance I needed to resolve the situation. If you’re thinking about going with Marshmallow for your insurance, DON’T. They may seem like a good deal at first, but when things go wrong, you’ll be left high and dry with no help. This is by far the worst customer service I’ve ever experienced. Stay far away from them, and do yourself a favor by choosing a company that actually cares about its customers. #MarshmallowInsurance #CustomerServiceFail #InsuranceNightmare #AvoidMarshmallow Reviewed on: 22nd January 2025

They cancelled my policy and never been responsible...

They cancelled my policy and never been responsible to provide me a reason. Reviewed on: 22nd January 2025

Impossible to reach.

Imposable to reach. Very bad communication. Ziro heelp. Reviewed on: 13th January 2025

Your life is in danger with Marshmallow

People DO NOT GO FOR MARSHMALLOW. They will offer you cheap insurance to hunt you when you are vulnerable the most. But it will cost you more in the future. My partner was at the accident, nearly died at the accident place. Marshmallow set up us at fault even third party waited a fault confirmation statement. They robbed my NCD, all of them even this was my 1st claim in my life. They only paid value of the crashed car. Nothing more even we had adds -on. They stated that at the fault theybare unable to do more.Contact with them is confusing as only when app downloaded . Agents are not professional, they put us through another agent and another and another. Days and months wasted. None of them said same what another. Changes were not made to claim or policy. It's a black hole. They expected me to quit but I have made complains, they came back to me once threating me if I don't answer in 6hrs then I will be unable to proceed with complaint. At the end they never resolved a 1 single thing. SCAMMERS. Your life is not worthy to waste time or feed them. Avoid for your own peace and life. Reviewed on: 10th January 2025

This company is a scam.

I had an accident on 23rd Nov 2024. Made a claim on the same day, today its 5th Jan 2025. and my car is still in my driveway in the same shape it was. It is an absolute joke trying to contact them, live chat, email, everything. Having transport is crucial to my line work and guess what, I lost my job and my only source income due to lack of responsibility of this joke of an insurance company. It's been six weeks and my car hasn't been collected, courtesy car not provided and I am STILL paying for a service they're not providing. When is my car getting picked up? When am I receiving a straight answer? Is there going to be a compensation for my loss of job and loss of earning caused by marshmallow? Additionally why was my contract changed "updated" on 5th Dec without my consent? Reviewed on: 6th January 2025

Alternative products

Car Insurance
from RIAS 2.25 from 13 reviews
GAP insurance
from Gapinsure.com 5.00 from 1 reviews
Caravan Insurance
from Scenic Insurance 0.00 from 0 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub