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MBNA: Credit Card reviews

Name: Credit Card
Rating: 3.19 (181 reviews)

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2.74

Based on 181 reviews, last reviewed 21st Dec 2024

50% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

42%

12%

36%

Latest highest rating:

5

Straight forward company. Straight forward company. App works well. reasonable offer rates. Reviewed on: 1st November 2024

Latest lowest rating:

1

MBNA charges you interest rate even when you pay by... MBNA charges you interest rate even when you pay by direct debit your balance in full. Reviewed on: 21st December 2024

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About this product

MBNA (a Bank of American company) is a leading supplier of credit cards in the UK. With a range of credit cards to choose from (including balance transfer cards, reward cards and charity cards), reading MBNA Credit Card reviews can help you to find out what other consumers are saying about MBNA. You can write your own MBNA credit card review at Smart Money People by clicking the write review button.

MBNA Credit Card reviews (181)

Review of the MBNA, Credit Card:

Avoid at all costs

advertise 18 months interest free credit card but small print says that is only on purchases made in first 60 days. Have been hit with huge interest. These guys are criminal. Reviewed on: 10th September 2024

What a shit show. DO NOT USE

Never ending hold cues and service that doesent do what they promise! Reviewed on: 7th June 2022

Non-professional and impolite people in the call center for customer service!

Non professional and impolite people in call center for customer assistance! Reviewed on: 14th April 2022

Easy to use, regular offers

App is easy to use and can pay straight from my bank I regularly get balance transfer offers which helps managing balances on other cards Reviewed on: 11th March 2022

F wally from the fraud department. Guy is a crook and a parasite to the world for what he does.

MBNA is the worst brand, AVOID THEM AN ALL THEIR SISTER COMPANIES Reviewed on: 2nd March 2022

Deliberate Deception

In my honest opinion MBNA use deliberate deception in order to try and persuade new customers to sign up for their best credit card which offers balance transfers at zero interest for 33 months with a fee of 2.69%. But when you apply, even with a very good credit score, you receive paperwork showing the term is only for 14 months and the fee is 3.49%. This sharp practice tantamounts to deliberate deception in my book. If this is an example of how they operate then I recommend you avoid them. You know "The Rule of Thumb" if the deal looks too good to be true then it's very likely to be "UNTRUE". But the point I'm making is can MBNA be trusted in any aspect in banking......".I rest my case" Reviewed on: 18th February 2022

Thanks Omar!

Had a great call with a member of staff from the Money transfer team called Omar. Really clear and helpful! - thank you! Reviewed on: 11th February 2022

Excellent customer service

Today I activate my card . I called them. Parth knows his job and treated me like a VIP client compare to many other banks. He helped me a lot to understand everything completely. Reviewed on: 5th February 2022

A great company!

Have always received excellent service from their customer service representatives. Any queries I've had have always been dealt with extremely efficiently and with respect and courtesy. Reviewed on: 25th January 2022

Friendly and efficient

Very easy to use service, no hassle Reviewed on: 21st January 2022

Awful awful awful

Do not use them! Honestly the worst credit lender I’ve ever used . They cancelled my directed debit for no reason and charged me £50 for the privilege even after speaking to someone in yeh phone who said there was a mistake and I wouldn’t be charged . Checked my statements today’s and there’s the charge! They also will not let me pay my bills. It refuses my card payments saying. My bank declined it . Spoke to my bank who said that MBNA are trying to use the wrong details for me … I’m legit putting in my correct ones so what is going on?? Tried complaining but there complaints button on the website takes you around and around in circles. Absolutely sham Reviewed on: 26th October 2021

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