I just started this new adventure with MBNA with a loan,all reviews tell me about the credit card but non in loans so until now... I just started this new adventure with MBNA with a loan,all reviews tell me about the credit card but non in loans so until now to me looks good and very fast response,will see what happens on the next steps like first payment and all that stuff...I really hope everything goes smoothly like should be becauserightnow this help me out so much!!.....fingers crosses Read more Read less

Even after closing the account and clearing all balance (received the closing account letter as well)these smart thieves send me interest amount separately to pay... Even after closing the account and clearing all balance (received the closing account letter as well)these smart thieves send me interest amount separately to pay with subheading it has accumulation interest. Read more Read less

No nonsense credit card, no problems, good balance transfer offers

I applied for this card recently as there was a 0% promotion on purchases for 23 months. It was an extremely easy process via the MBNA website.

I found MBNA very useful when I hit hard times. Their online service is very simple to navigate, which is not always the case with other banks.

As a second card holder, my card is always being declined 'just in case of fraud'. I am appreciative of fraud prevention, but I cannot... As a second card holder, my card is always being declined 'just in case of fraud'. I am appreciative of fraud prevention, but I cannot tell you how many times I've been left high and dry in a shop, and they will only deal with the primary cardholder to sort these matters. I haven't used my personal card for months now and just have my husband's card on my Apple Pay - but it leaves me without a physical card. Also, adding the card to Apple Pay, requires a phone call, rather than just confirmation within the app (which in today's day and age, with everyone being so busy, is a ball ache!). Read more Read less

Very helpful company with polite and helpful staff. Easy to make contact with a human when you need advice beyond the all. Clear, easy to... Very helpful company with polite and helpful staff. Easy to make contact with a human when you need advice beyond the all. Clear, easy to use all. Useful notifications ensured that I stayed up to date. Read more Read less

Went through the application process for 0% balance transfer; total nightmare! Difficult to understand the questions regarding options concerning "minimum payment" versus "fixed" DD monthly... Went through the application process for 0% balance transfer; total nightmare! Difficult to understand the questions regarding options concerning "minimum payment" versus "fixed" DD monthly payment which you select. No guidance. No explanation. I'm a bit of a numpty at this sort of thing and got incredibly confused. I just want a 0% interest CC where it's all worked out for me exactly how much I have to pay back per month to pay the amount back - plus the transfer fee - during the duration of the card. It shouldn't have been that hard for that information to be provided! And you can't ring MBNA to speak to a Person. Ooh no. That is not possible. Wish I'd never started this process. Read more Read less

MBNA charges you interest rate even when you pay by direct debit your balance in full.