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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2116 reviews)

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4.96

Based on 2,116 reviews, last reviewed 12th Feb 2025

4357% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

quick, intuitive, easy, and great offers quick, intuitive, easy, and great offers Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2116)

Review of the Monzo, Flex Credit Card:

Handy extra

I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Monzo the future

Have used multiple credit cards in the past but Monzo flex is giving me an excellent transparency in handling my outgoings. I don’t need a separate money management app track my expenses. Monzo has got all in it and it does a good job for me. Completely impressed and satisfied with Monzo. Reviewed on: 10th February 2025

They gave me an opportunity to have a bank account w...

They gave me an opportunity to have a bank account when I first got to the Uk Reviewed on: 10th February 2025

Very easy to apply.

Very easy to apply. And very helpful Reviewed on: 10th February 2025

Really simple and easy to use.

Really simple and easy to use. Great to monitor spend and change payments with ease. Reviewed on: 10th February 2025

Easy to apply, quick delivery

I've been in the UK for two years and I was very excited to get an offer to apply for Flex! I know how important a credit score is and this is an excellent way for me to build my credit score and apply for bigger purchases, like a home loan in future. The application was seamless, the values were correctly populated. The terms and conditions were clear and easy to read. I got my outcome within a minute and card delivered within 3 days! Excellent service! Reviewed on: 10th February 2025

Fast service, hassle free, reliable

Fast service, hassle free, reliable Reviewed on: 10th February 2025

Very good credit card hassle free

Very good credit card hassle free Reviewed on: 10th February 2025

Fantastic service with great UX

Fantastic service with a high quality user experience and journey, and allows a fantastic level of understanding and flexibility over credit, balances, payments, etc. Reviewed on: 10th February 2025

The platform is very user friendly, and the rates th...

The platform is very user friendly, and the rates they pay for saving pots are very good. Reviewed on: 10th February 2025

It’s easy to access and the customer service is alwa...

It’s easy to access and the customer service is always on hand to help Reviewed on: 10th February 2025

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