Smart Money People Logo

Monzo: Flex Credit Card reviews

4.96
Based on 2,184 reviews, last reviewed 24th Feb 2025
18850% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ian best bank It’s a great bank account so easy to use and great deals Reviewed on: 24th February 2025
Ian b's avatar
Ian b

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2184)

Review of the Monzo, Flex Credit Card:

Easy to use

5
I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

Excellent product love the 3 month interest free fea...

5
Excellent product love the 3 month interest free feature. makes life so much easier. Reviewed on: 11th February 2025

Monzo is amazing

5
Ever since I got to the uk Monzo has being my go to bank for all my financial needs the fact I get access to my pay 1 day ahead of pay day has been a game changer for my finances thank you monzo Reviewed on: 11th February 2025

Monzo is a fantastic modern bank

5
Monzo is a fantastic modern bank with a user-friendly app, instant notifications, and great budgeting tools. Fee-free spending abroad and transparent customer service make it perfect for travel and everyday banking. The "Pots" feature helps with saving, though cash deposits could be easier. Overall, it's a top choice for hassle-free digital banking! Reviewed on: 11th February 2025

Super easy to use, nice to have flexibility of payme...

5
Super easy to use, nice to have flexibility of payment durations, nice to have option to pay early and see financial benefit of doing so in interest saved Reviewed on: 11th February 2025

Very useful and lives up to its name: Flexible!

5
Very useful and lives up to its name: Flexible! Reviewed on: 11th February 2025

Brilliant monzo

5
Monzo is very easy to use and transactions very fast and when shopping it alerts you immediately what you have spent I love my flex card as it helps to spread cost and you get 3 months interest free I don’t know of any other bank that does that Reviewed on: 11th February 2025

Very reliable eazy to use app and great customer sup...

5
Very reliable eazy to use app and great customer support Reviewed on: 11th February 2025

First Class Banking App.

5
The various pots you can set up is an invaluable tool to plan for future purchases and bills etc. The Flex account is a very worthwhile option to have and has a variety of options re payments when using it. The ability to see interest savings that can be made with additional payments is awesome. Every time I have used the chat option to query something or resolve an issue provides a first rate service. Monzo is my a absolute first choice when looking at interest free options. It has changed the whole way I bank and manage my finances. Reviewed on: 11th February 2025

Trust and confidence

5
I am very happy with Monzo. It is the best bank that I haven't got. Reviewed on: 11th February 2025

Very flexible, easy to understand, quick decisions

5
Very flexible, easy to understand, quick decisions Reviewed on: 11th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products