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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2118 reviews)

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4.96

Based on 2,118 reviews, last reviewed 13th Feb 2025

4386% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Fantastic service all round. Fantastic service all round. Great product, so easy to use and manage payments. Reviewed on: 13th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2118)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

Great bank.

Great bank. Monzo flex has been very useful in my day to day money management Reviewed on: 10th February 2025

Very efficient.

Very efficient. Easy to use, flexible, reliable and can be trusted. Reviewed on: 10th February 2025

The flex credit card demystifies credit.

The flex credit card demystifies credit. Eat to see and adjust your repayment schedule to match your needs for each spend. Being able to ‘flex’ your payments over up to 3 months without having to pay back more is great. Reviewed on: 10th February 2025

Only bank who gave me a chance I love monzo

Only bank who gave me a chance I love monzo Reviewed on: 10th February 2025

Excellent

Have never had an issue. It is easy to use, and understand. Able to get help easily if any issues have arisen. Benefits - easy to pay, easy to choose what to flex, - can choose a date to pay, can change the amount to pay that date. I am yet to find any draw backs Reviewed on: 10th February 2025

Monzo Flex Credit card is a fantastic card

Monzo Flex Credit card is a fantastic card which really does give you great flexibility as to how you wish to pay for goods and services. I love the fact that you can pay for items either straight away or over many months if you so wish to make things easier The card helps you to stay in perfect control of your finances. Reviewed on: 10th February 2025

Customer service is great and they’re always ahead o...

Customer service is great and they’re always ahead of the game Reviewed on: 9th February 2025

I just wanted to share how happy I am with Monzo!

I just wanted to share how happy I am with Monzo! The app is super easy to use, the features are great, and the customer service has been fantastic. Managing my finances has never been this smooth, and I really appreciate the transparency and innovation you bring to banking. Reviewed on: 9th February 2025

Very good breakdown!

Very good breakdown of what your spending looks like! Reviewed on: 9th February 2025

Monzo understands what we need the most

Monzo understands what we need the most Reviewed on: 9th February 2025

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