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Monzo: Flex Credit Card reviews

4.96
Based on 2,169 reviews, last reviewed 20th Feb 2025
7180% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

Very good exprince. Very good exprince. I like very much monzo app Reviewed on: 20th February 2025
Lakhvir S's avatar
Lakhvir S

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2169)

Review of the Monzo, Flex Credit Card:

Handy extra

5
I got monzo flex on a whim but I’m so happy I did. It’s made life easier when it comes to big purchases. It’s easy to track my payments and if I want to pay off early I can do! Reviewed on: 3rd March 2023

Monzo is a top tier bank

5
Helped me every step of the way when I moved from my other bank, monzo flex has been a big help during tough periods and they give you a lot of help and support when needed Reviewed on: 10th February 2025

The flex credit card is amazing as it allows me to s...

5
The flex credit card is amazing as it allows me to split my purchases over 3 months with no interest charges and the budgeting section in the app means I don’t overspend Reviewed on: 10th February 2025

prompt and informative customer service

5
prompt and informative customer service Reviewed on: 10th February 2025

It’s great, very easy to use and great benefits

5
It’s great, very easy to use and great benefits Reviewed on: 10th February 2025

Monzo flex is amazing!

5
Monzo flex is amazing, not only it offers you the option to split the payment over a duration of your choice, but they also give an interest free option. The app interface is well designed and easy to use. Just love it! Reviewed on: 10th February 2025

Monzo Flex credit miles ahead of the competition!

5
Great App, feels like monzo put the consumer first rather than just making a profit from high APRs. Good limits. And lots of options to spread the cost. This is credit how it should be done! Reviewed on: 10th February 2025

It give you hope where there is no hope

5
It give you hope where there is no hope Reviewed on: 10th February 2025

Exceptional service

5
My experience using MONZO has been great, exceeding my expectations, I would highly recommend to my friends and family Reviewed on: 10th February 2025

i don’t why they are not increasing my flex limit bu...

5
i don’t why they are not increasing my flex limit but overall everything is perfect Reviewed on: 10th February 2025

It’s just simple, secured and they have good services!

5
It’s just simple, secured and they have good services! Reviewed on: 10th February 2025