Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2186 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 2,186 reviews, last reviewed 25th Feb 2025

18950% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I Love Monzo I enjoyed using this Bank it is very much friendly and helpful. I love Monzo. Reviewed on: 25th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2186)

Review of the Monzo, Flex Credit Card:

Easy to use

I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

Monzo is a Flex

Love Monzo products but Flex is just excellent. I can build my credit rating and manage my payments in a way that is really user friendly, I have so much control and geet to take advantage of a great benefit on my credit. The notifications make it really fair if I think I might miss a payment or the rate is going to rise. Other banks sometimes feel like they're keeping notifcations a secret so you accidentally default a payment and have to pay lots but Monzo are really transparent Reviewed on: 10th February 2025

It's excellent the best credit card I ever had.

It's excellent the best credit card I ever had. Very flexible. Reviewed on: 10th February 2025

It provided me with secure way of accessing my money...

It provided me with secure way of accessing my money, sort my expenses and build my credit score Reviewed on: 10th February 2025

Simple banking as it should be.

Simple banking as it should be. Easy to use app that even my 80 year old mum can use! Great additional features from the Max account that has saved me money and I’ve got my friends bought into! In the old world of banking how often did we actually recommend a bank! With Monzo I do it all the time! Reviewed on: 10th February 2025

Good for emergency It is very handy on rainy days

It is very handy on rainy days and the flexibility of payment makes it easier and more convenient to use Reviewed on: 10th February 2025

It’s been a great experience so far.

It’s been a great experience so far. I have been able to spread my payments over time and this helps me with budgeting and cash flow. Monzo has created a revolutionary product in Flex and they deserve to be celebrated for that. Reviewed on: 10th February 2025

Monzo is a top tier bank

Helped me every step of the way when I moved from my other bank, monzo flex has been a big help during tough periods and they give you a lot of help and support when needed Reviewed on: 10th February 2025

The flex credit card is amazing as it allows me to s...

The flex credit card is amazing as it allows me to split my purchases over 3 months with no interest charges and the budgeting section in the app means I don’t overspend Reviewed on: 10th February 2025

prompt and informative customer service

prompt and informative customer service Reviewed on: 10th February 2025

It’s great, very easy to use and great benefits

It’s great, very easy to use and great benefits Reviewed on: 10th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Building Credit Card
from Vanquis 4.70 from 8167 reviews
Credit Card
from Post Office 2.12 from 104 reviews
Credit Card
from Debenhams 2.33 from 13 reviews

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub