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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1807 reviews)

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4.95

Based on 1,806 reviews, last reviewed 7th Feb 2025

43% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex - three months interest-free flexibility Monzo Flex, being so easily available alongside my current account, has made a huge and positive difference to how I use credit. Having a physical car... Read more Reviewed on: 7th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1807)

Review of the Monzo, Flex Credit Card:

Monzo Flex etra liney holidays

Monzo Flex helped me in the worst situations during the holidays, saved my life so many times, I just love it and recommended to all my friends Reviewed on: 1st June 2024

For me, Flex replaced Klarna for purchasing big gift...

For me, Flex replaced Klarna for purchasing big gifts and credit cards for trips. It's so easy and convenient, and I feel much more in control of it having access direct from the bank app, then using a third party app or card. Reviewed on: 3rd April 2024

Amazing people and amazing service.

Amazing people and amazing service. Flex interest free is amazing and would recommend to anyone who doesn't want to involve themselves with interest. Reviewed on: 3rd April 2024

Categorisation Guru

My alarm goes off, and I check my phone. I open the Monzo app to see my account balance. Last night I went out with friends, so I quickly scan my transactions to make sure everything looks good. Monzo categorized everything clearly, separating food and drinks from the cab fare home. Feeling relieved, I head out the door knowing exactly how much I spent. Reviewed on: 3rd April 2024

Easy to understand products, easy app and notificati...

Easy to understand products, easy app and notifications are instant Reviewed on: 3rd April 2024

The Monzo Flex is amazing, it helps me budget whilst...

The Monzo Flex is amazing, it helps me budget whilst being flexible Reviewed on: 3rd April 2024

So different from other credit cards.

So different from other credit cards. Very flexible and clear, you can make changes at any point and have full control Reviewed on: 3rd April 2024

Very clear about terms and conditions.

Very clear about terms and conditions. It's important for a credit card provider to be open and upfront about the terms rather than hide things in long legal contracts. With Monzo I always feel I understand everything Reviewed on: 3rd April 2024

Monzo Flex is the most useful credit card

Monzo Flex is the most useful and affordable credit card I have and I use it very regularly and seamlessly alongside an excellent Monzo current account. Reviewed on: 3rd April 2024

Not a credit card.

Not a credit card. You can't use it like a normal card so I don't know why they claim they are Reviewed on: 2nd April 2024

Bank helps everyone every age really thanks to all team

Bank helps everyone every age really thanks to all team Reviewed on: 28th March 2024

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