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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2125 reviews)

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4.96

Based on 2,125 reviews, last reviewed 13th Feb 2025

4486% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Member since the beginning. I am overall very happy with Monzo. I did have one bad experience but have been here from the beginning and overall very happy Reviewed on: 13th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2125)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

Easy and informative app, good perks and travel bene...

Easy and informative app, good perks and travel benefits Reviewed on: 9th February 2025

App easy to use.

App easy to use. and user friendly Reviewed on: 9th February 2025

Excellent provider of financial services meeting nee...

Excellent provider of financial services meeting needs and giving value for money Reviewed on: 9th February 2025

Best bank going, so easy to use and the communicatio...

Best bank going, so easy to use and the communication is great. Reviewed on: 9th February 2025

Best bank ever

Great, intuitive app, customer service is always responsive and easy to speak to. Products and services are also amazing and second to none, love being able to sort money and set up virtual cards linked to pots, really helps me budget Reviewed on: 9th February 2025

Very good experience so far

Had a good experience so far, very easy to pay and move money around Reviewed on: 9th February 2025

Flex by name, flex by nature

I’ve found the flex product the best of its kind. Monzo’s execution of it is genuinely designed for customers and helps to use it the product safely. Reviewed on: 9th February 2025

Excellent bank just what I need to bank all my needs...

Excellent bank just what I need to bank all my needs are full Reviewed on: 9th February 2025

Monzo is great!

One of the best credit cards I have. Integrates really well into Apple Wallet making purchases and flexible payments super easy. They are setting the standard of what a digital-first bank and credit card should be like. Reviewed on: 9th February 2025

Customer service and Interest Free

Customer service is always quick, timely and issues are swiftly dealt with clearly. The ability to flex payments as interest free over 3 months is novel, unbelievably helpful and outstanding. Reviewed on: 9th February 2025

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