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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1798 reviews)

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4.95

Based on 1,798 reviews, last reviewed 26th Jan 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great product, fair and clear, easy to understand cr... Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1798)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Not a credit card.

Not a credit card. You can't use it like a normal card so I don't know why they claim they are Reviewed on: 2nd April 2024

Bank helps everyone every age really thanks to all team

Bank helps everyone every age really thanks to all team Reviewed on: 28th March 2024

Very good and giving credit and allows to pay winthi...

Very good and giving credit and allows to pay winthin 3 months Reviewed on: 25th March 2024

Good to use overseas

It’s good to use in Europe … but for their flex card .. they gave me a rubbish limit .. £250 … can’t buy anything with that Reviewed on: 25th March 2024

Monzo flex is really helpful.

Monzo flex is really helpful. Especially when with flight tickets, big purchases. Youve got options on how to pay for it Reviewed on: 25th March 2024

Once again, Monzo is changing the way we bank.

Once again, Monzo is changing the way we bank. Flex is a terrific idea. Reviewed on: 24th March 2024

Great Flex product and amazing app

Love Flex and love the app and visibility Reviewed on: 23rd March 2024

Monzo flex is the best.

Monzo flex is the best.. helped me in my big purchases like flight tickets.... Reviewed on: 18th March 2024

The flex account allows you to decide how you want t...

The flex account allows you to decide how you want to pay it. You can choose to pay in installment which is a nice option to have. It's also great to use on holiday when abroad Reviewed on: 18th March 2024

New and improved klarna

I love that you can choose the payment plan, makes managing finances easier and if you get stuck behind you can easily contact them and come up with a payment plan that suits you and your budget Reviewed on: 18th March 2024

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