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Monzo: Flex Credit Card reviews

4.96
Based on 2,177 reviews, last reviewed 22nd Feb 2025
18500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

User friendly helpful, best customer service, financ... User friendly helpful, best customer service, financiallly very helpful Reviewed on: 22nd February 2025
GOOD Things's avatar
GOOD Things

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2177)

Review of the Monzo, Flex Credit Card:

Really monzo bank help hard time,thankyo so much for this opportunity

5
Really this bank help me hard times,especially monzo flex with no interest Reviewed on: 6th April 2023

Monzo has been a blessing

5
Monzo has been one of the least stressful banks I've had to deal with. Their services, offers and packages are fantastic. I think the fact that I can visibly see, every day, that Monzo are striving for excellence and improvement is what keeps me confident in them. I have skipped many offers to join other banks offering some sort of joining fee/prize, and that speaks for itself because I'd rather lose out on some extra money than leave a bank I love. Monzo comes highly recommended by me! Reviewed on: 9th February 2025

Very impressive savings and loan options.

5
Very impressive savings and loan options. Reviewed on: 9th February 2025

Best App with User Experience

5
Lovely. Mknzo is the best banking experience in UK. App is having best user experience. Reviewed on: 9th February 2025

Very good on all the services, but would like to see...

5
Very good on all the services, but would like to see mortgages and pensions we can pay into. Reviewed on: 9th February 2025

Great service with loads of game changers early paym...

5
Great service with loads of game changers early payments great credit card keep up the good work Reviewed on: 9th February 2025

Mostly had good experiences with Monzo.

5
Mostly had good experiences with Monzo. Only thing bad has been waiting for a response for weeks about an issue. Reviewed on: 9th February 2025

Convenient, reliable and modern to use.

5
Convenient, reliable and modern to use. Better than other banks Reviewed on: 9th February 2025

It’s been amazing.

5
It’s been amazing. By far the best I’ve used so far. Easy to use, track your spending and payments easily, pay in 3 months interest free, can pay early, can edit payment plan, can do everything. It’s been amazing. Big ups to the Monzo team Reviewed on: 9th February 2025

I have been with Monzo for years and it’s by far the...

5
I have been with Monzo for years and it’s by far the best experience in the banking world and I will stay with them forever Reviewed on: 9th February 2025

Your only bank

5
Best experience ever , user friendly Reviewed on: 9th February 2025

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