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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2137 reviews)

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4.96

Based on 2,137 reviews, last reviewed 14th Feb 2025

4643% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

FLEX is simply the best Credit Card in the market... FLEX is simply the best Credit Card in the market 90 days interest free on every spend. I just love the FLEXibility Reviewed on: 14th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2137)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

5 StarUser friendly

User friendly, flexible pay back plans Reviewed on: 9th February 2025

Excellent service.

Excellent service. Very flexible and easy to use. I like the way it suits my needs best. Reviewed on: 9th February 2025

Great online bank.

Great online bank. Definitely recommend. Reviewed on: 9th February 2025

Best Credit Card

My first credit card and i had several other credit cards since then, but monzo flex Card I will rate it as the best! I used it abroad and in UK and the repayment method is very helpful. Reviewed on: 9th February 2025

I get my salary before pay date, Decent Credit card...

I get my salary before pay date, Decent Credit card rates, Reviewed on: 9th February 2025

Monzo allows me to bank my way.

Monzo allows me to bank my way, it gives me the ability to make pots for all my funds to go into separate spaces, helping me organize and stay on top of limited funds. I've recommended to many people using their reward scheme, here is a fantastic service with great products such as the one penny saving challenge, the easy investment system and a lot more. Monzo is a bank for someone like me Reviewed on: 9th February 2025

All runs smoothly and fairly easy to use

All runs smoothly and fairly easy to use Reviewed on: 9th February 2025

Flex a Great alternative to traditional credit cards

Great alternative to traditional credit cards and the option of 3 months interest free on all purchases along with the flexibility to pay off extra at anytime is a great feature. Also the added bonus of being able to move a purchase from your Monzo current account to Flex is another great tool, no need to do a money transfer with costly fees and rates, one click and your current account is credited with the purchase amount and then added to your flex balance. Reviewed on: 9th February 2025

Love the flex

Flexible and easy to use , recently increased my credit limit which is most helpful Reviewed on: 9th February 2025

Brilliant service and easy to navigate and keep an...

Brilliant service and easy to navigate and keep an eye on spending Reviewed on: 9th February 2025

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