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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2142 reviews)

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4.96

Based on 2,142 reviews, last reviewed 15th Feb 2025

4714% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Bank was really good to use Bank was really good to use, easy and flexible too. Reviewed on: 15th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2142)

Review of the Monzo, Flex Credit Card:

Flex is the best BNPL

Flex is the best BNPL it is the most responsible BNPL out there Reviewed on: 15th February 2023

Monzo allows me to bank my way.

Monzo allows me to bank my way, it gives me the ability to make pots for all my funds to go into separate spaces, helping me organize and stay on top of limited funds. I've recommended to many people using their reward scheme, here is a fantastic service with great products such as the one penny saving challenge, the easy investment system and a lot more. Monzo is a bank for someone like me Reviewed on: 9th February 2025

All runs smoothly and fairly easy to use

All runs smoothly and fairly easy to use Reviewed on: 9th February 2025

Flex a Great alternative to traditional credit cards

Great alternative to traditional credit cards and the option of 3 months interest free on all purchases along with the flexibility to pay off extra at anytime is a great feature. Also the added bonus of being able to move a purchase from your Monzo current account to Flex is another great tool, no need to do a money transfer with costly fees and rates, one click and your current account is credited with the purchase amount and then added to your flex balance. Reviewed on: 9th February 2025

Love the flex

Flexible and easy to use , recently increased my credit limit which is most helpful Reviewed on: 9th February 2025

Brilliant service and easy to navigate and keep an...

Brilliant service and easy to navigate and keep an eye on spending Reviewed on: 9th February 2025

6 years and counting, never let me down.

6 years and counting, never let me down. Reviewed on: 9th February 2025

Monzo is a great bank with good benefits.

Monzo is a great bank with good benefits like Monzo Plus, which provides perks like Greggs. Monzo Flex is the best for repaying large purchases like new tires over 3 months. Reviewed on: 9th February 2025

Excellent

Regarding my flex card, I have only had good experiences, easy to use and everything works as expected Reviewed on: 9th February 2025

Excellent bank in all spheres and at All times

Excellent bank in all spheres and at All times Reviewed on: 9th February 2025

Very covenient credit card.

Very covenient credit card. Expenses, due and limits are always posted Reviewed on: 9th February 2025

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