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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2507 reviews)

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4.96

Based on 2,507 reviews, last reviewed 4th Jul 2025

80% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex feels like it works for you, unlike others Monzo Flex is a super simple credit card that actually feels like it’s working for you and helping you, rather than other card providers who try to ca... Read more Reviewed on: 4th July 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2507)

Review of the Monzo, Flex Credit Card:

Best online banking

Best online banking and easy to use mobile app. Reviewed on: 3rd March 2023

Excellent banking, excellent customer service.

Excellent banking, excellent customer service. Reviewed on: 8th March 2025

Excellent Card

Excellent card appreciate the transparency with interest shown at point of purchase also a fantastic app Reviewed on: 8th March 2025

Monzo has been great.

Monzo has been great. Flex is a godsend, phone insurance on Max saved my phone. Great value for money and reliable. Reviewed on: 8th March 2025

Use it regularly and handy and helpful

Use it regularly and handy and helpful Reviewed on: 8th March 2025

Thank you it’s a good bank in the uk.

Thank you it’s a good bank in the uk. Reviewed on: 7th March 2025

Very easy to set up!

Very easy to set up! Really useful being able to flex purchases across 3 months Reviewed on: 7th March 2025

Monzo really helped me gain control of my spending a...

Monzo really helped me gain control of my spending and flex has been great for any anomalous spending but safely. the lending has been building my credit score too Reviewed on: 6th March 2025

Monzo is my favourite bank

Very easy to switch to Monzo. Great app. Good tools to manage, save & invest money. Very easy to set up reoccurring payments. Very easy to send & receive money. Reviewed on: 5th March 2025

Best Bank / Credit Card Ever!

Best bank and credit card I've ever had. None of the others compare. Monzo offer a plethora of features other banks just don't offer, and it's really easy to manage everything through the app. Reviewed on: 5th March 2025

Easy to use

Easy to use and customer service is very good. Reviewed on: 5th March 2025

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