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Monzo: Flex Credit Card reviews

4.95
Based on 1,796 reviews, last reviewed 17th Sep 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1796)

Monzo flex is fantastic!

5
Monzo flex is fantastic! Super easy to use, super easy to pay and make extra payments on if you’d like. Good flexibility too with payment options. I never have to stress out as long as I got my flex to help me if I ever need it Reviewed on: 6th February 2024

It's good that I can pay my card off in total anytim...

4
It's good that I can pay my card off in total anytime before the 1st installment to save interest charges. Reviewed on: 6th February 2024

Looking for a credit card? THIS IS IT!!

5
I have recommended Monzo to my friends and family including the flex card. It is so easy and accessible. I would say it is better than Klarna. You can have interest free payments or if you’re struggling to pay back on 3 you can have a little bit of interest for a longer time!! As a bank I can’t knock their app, quick for notifications and you are able to pay early, delay payments and change your payment plans to suit your needs!! If your going to apply for a credit card this is the one you want!! Reviewed on: 6th February 2024

I find Monzo very easy to use!

5
I find Monzo very easy to use! Very good value for money. The app is easy, easy to check accounts, save and transfer money. The Monzo flex option is also great option especially helps a lot towards the end o the months! Reviewed on: 6th February 2024

One of the, if not the best bank/ card I’ve had.

5
One of the, if not the best bank/ card I’ve had. Amazing for travelling abroad and also keeping track of expenses. Reviewed on: 6th February 2024

Monzo Flex is great for longer payments

5
Monzo Flex has been great for larger payments that you feel should be split over time and makes the process easy to understand. Reviewed on: 6th February 2024

Love the ease of everything and being able to watch...

5
Love the ease of everything and being able to watch interest rise daily/monthly. Reviewed on: 6th February 2024

Flex is easy to use fast & convenient with simple te...

5
Flex is easy to use fast & convenient with simple terms stated upfront Reviewed on: 6th February 2024

I absolutely love Monzo

5
I absolutely love Monzo, it’s completely changed my money habits for the better, with it being so easy to manage my money. Reviewed on: 6th February 2024

Best bank ever!

5
Incredible app, easy to use, visibility of spending and saving. Different options to spread across Flex payments. I have got everyone of my family with Monzo and they love it as much as I do! Transferring money has never been easier and the search feature is amazing. Reviewed on: 6th February 2024

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