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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

A great service with very transparent options for po...

A great service with very transparent options for pots, flexing, and categorising finances Reviewed on: 18th January 2024

Never had an issue so simple to use

Never had an issue so simple to use Reviewed on: 18th January 2024

Great, Bank Account

Customer service got through me very quickly unlike any other Bank, I’ve been with Reviewed on: 18th January 2024

Best credit card on market, hands down.

Best credit card on market, hands down. Easy, flexible, and intuitive. Reviewed on: 18th January 2024

Been with Monzo for a while there is no other online...

Been with Monzo for a while there is no other online bank like them, everything is easy and they offer great products like getting paid a day early Monzo flex the list goes on Reviewed on: 18th January 2024

Honestly amazing, best bank services I've ever used...

Honestly amazing, best bank services I've ever used simple clean and easy to use Reviewed on: 18th January 2024

Amazing bank so easy too use and flex is a...

Amazing bank so easy too use and flex is a life saver Reviewed on: 18th January 2024

Great and easy to use.

Great and easy to use. Works great with personal account. Reviewed on: 18th January 2024

Clever way to manage transactions & spend.

Clever way to manage transactions & spend. Ability to split interest free is great choosing 1-3 payments. Reviewed on: 17th January 2024

Monzo Flex

Flexible credit card account solutions Reviewed on: 16th January 2024

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