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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Quick, Simple and Personalised

Ive been using flex for over a year now and never had to question my decision. Top reasons: quick, simple, personalised, cost efficient. Reviewed on: 18th January 2024

I’ve been using Monzo flex for a while and it’s very...

I’ve been using Monzo flex for a while and it’s very easy to pay off earlier and track the record of all expenses!! Highly recommended! Reviewed on: 18th January 2024

Amazing service

It’s really helped at times of need, really clear and easy to use and understand Reviewed on: 18th January 2024

I’ve never had a fault with monzo!

I’ve never had a fault with monzo! I recommend them to everyone Reviewed on: 18th January 2024

Easy process to use Flex

Easy process to use Flex whenever I need it Reviewed on: 18th January 2024

Flexing on Flex

Incredibly easy to use, flexible and clear. Absolutely love Flex! Reviewed on: 18th January 2024

I have been using flex since it launched.

I have been using flex since it launched. The app is great to use and very easy to understand. I have never had any issues with it. Reviewed on: 18th January 2024

From start to finish, Monzo has been the best financ...

From start to finish, Monzo has been the best financial choice I've ever made. I really can't recommend them highly enough. Reviewed on: 18th January 2024

Fantastic app experience, easy to monitor and track...

Fantastic app experience, easy to monitor and track payments/spending. Reviewed on: 18th January 2024

I have been with them since 2019

I have been with them since 2019 and they have been nothing but helpful. Reviewed on: 18th January 2024

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