Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

Flex is the best

I used Flex for the first time, after a really pain-free application process, to pay for private medical appointment to review my adhd.Monzo made it really easy to apple for and use Flex - i always opt for the pay in 3 to avoid paying any interest, and have used it on a number of purchases since. Monzo really have their customers best interests at heart. Reviewed on: 16th January 2024

the best credit card in the market.

the best credit card in the market... easy to make your finanical decision Reviewed on: 15th January 2024

Flex is an outstanding product.

Flex is an outstanding product. Highly recommended as a credit card successor. Reviewed on: 15th January 2024

Monzo Flex is so simple and clear.

Monzo Flex is so simple and clear. The built in calculator clearly shows how each of the available payment options will affect how much you ultimately repay. For me the very best part is having a “pay in three” service within my own bank. I don’t have to sign up for a range of different services depending on who partners with each service provider. Just use my flex card and I’m away. Reviewed on: 15th January 2024

10/10 no notes

By far the best credit experience available Reviewed on: 15th January 2024

Really straightforward product to use

Really straightforward product to use Reviewed on: 15th January 2024

The best Buy-Now-Pay-Later you can get

The best Buy-Now-Pay-Later you can get Reviewed on: 15th January 2024

Super flexible and innovative credit card

Super flexible and innovative credit card Reviewed on: 15th January 2024

Flex shows where my money is being allocated

Flex credit card is truly flexible and provides a clear view of purchases made and where my monthly payments are being allocated Reviewed on: 15th January 2024

It is the best BNPL credit card on the market!

It is the best BNPL credit card on the market! Reviewed on: 15th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.21 from 102 reviews
Credit card
from Zempler Bank 4.88 from 5176 reviews
Freedom Rewards Credit Card
from Barclaycard 3.90 from 61 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub