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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Excellent!

it is amazing! the most important it is simple to use. Reviewed on: 18th January 2024

Satisfactory

Help the needy when needed no matter your credit rating , they kind of fix you up with some loan or credit card Reviewed on: 18th January 2024

monzo are amazing

Monzo have become my main bank due to their amazing deals and easy way of managing money. The flex credit for me is the best on the market. Reviewed on: 18th January 2024

I have been with monzo for years.

I have been with monzo for years. Their new products always smash it out of the park. Monzo flex has saved me so much money. Buying car insurance over the year and flexing it over 12 months is cheaper than the monthly amount charged by the insurer Reviewed on: 18th January 2024

Super easy to use, great service

Super easy to use, great service Reviewed on: 18th January 2024

Love monzo

I’ve had Monzo now for quite a good while, despite others claiming to have had bad experiences me personally have never ever had a problem and I honestly recommend Monzo to all of my friends, especially due to the fact it’s just so easy to use and set up. Reviewed on: 18th January 2024

Monzo made everything in my life easy.

Monzo made everything in my life easy. Reviewed on: 18th January 2024

The easiest bank to use

The easiest bank to use, very straight forward and gives loads of ways to help save money. Reviewed on: 18th January 2024

Greet help.

Greet help. Easy to use great safety features Reviewed on: 18th January 2024

I enjoy the built in options this card gives you and...

I enjoy the built in options this card gives you and also the transparency of what interest you will or won’t pay depending on which option you pick for your repayments. Reviewed on: 18th January 2024

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