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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2187 reviews)

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4.96

Based on 2,187 reviews, last reviewed 26th Feb 2025

19000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Absolutely amazing I love Monzo soooo easy and simpl... Absolutely amazing I love Monzo soooo easy and simple for everything travel insurance cash back loans flex ease of access noooo issues u won’t be disa... Read more Reviewed on: 26th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2187)

Review of the Monzo, Flex Credit Card:

Monzo Flex is an excellent way to access credit and...

Monzo Flex is an excellent way to access credit and get good credit management skills. I can easily spread my balance over 3 months, 6 months or more. I can easily see my total balance and individual balances. I can pay off a payment early, or make an additional payment or clear a balance in full at any time. Reviewed on: 18th January 2024

Couldn’t be happier with service

Couldn’t be happier with service Reviewed on: 19th February 2025

Easy to use

I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

Being able to choose which item gets paid over a few...

Being able to choose which item gets paid over a few months has been very useful feature. Reviewed on: 18th February 2025

The bank listens to its costumers

The bank listens to its costumers and the accessibility of its online services is impeccable. It should be noted that the clear and consistent nature of the flex credit card it clear and evident in the way it is designed and structured Reviewed on: 17th February 2025

Friendly and approachable customer service.

I contacted Monzo about an issue with my Flex card and it was sorted within 12 hours and the members of staff that dealt with it though their live chat service was friendly, professional and fixed everything I needed. Reviewed on: 17th February 2025

Really good bank, very user friendly and flex card i...

Really good bank, very user friendly and flex card is amazing Reviewed on: 17th February 2025

Great Bank

Never had any problems since using Monzo. Very easy to use and have access to credit to make purchases with flex. Reviewed on: 17th February 2025

Flex is awesome

I never liked offerings like Klarna or PayPal Credit etc for "pay-in-three" type credit agreements, but Monzo Flex has created a way for me to pay flexibly at a reasonable rate and change my mind if I need to. Being able to Flex any* transaction from my current account retroactively up to 14 days later or pay off individual credit purchases is great. Reviewed on: 16th February 2025

Customer centric approach and support

Great interest offer, and most importantly timeline to pay off borrowed amount. Customisable pay back plan, and customer centric approach and support. Reviewed on: 16th February 2025

You have given me a chance to make special memories...

You have given me a chance to make special memories with the family , and allow me to budget for the extras Reviewed on: 16th February 2025

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