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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1799 reviews)

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4.95

Based on 1,799 reviews, last reviewed 5th Feb 2025

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo are amazing! Monzo are amazing! their customer support is super friendly and helpful, and they have so many options within their bank (Flex, Investments, Savings, ... Read more Reviewed on: 5th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1799)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

They keep raising interest rates.

They keep raising interest rates. Reviewed on: 17th April 2024

Always helpful, flexibility for payments, refunds an...

Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Excellent flex card options.

Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

Monzo is so easy to use and I love the flexibility o...

Monzo is so easy to use and I love the flexibility of payments and the User interface is so easy Reviewed on: 16th April 2024

You wont be disappointed

I cant really comment on the customer service as i've barely ever used it however the services and products provided by Monzo are fantastic. With how they structure there products i feel in very much control of my finances. Simplicity of an online bank with the benefits and feel of a high street bank. Monzo just keep getting better as the years go by. Reviewed on: 16th April 2024

Always had great service.

Always had great service.glad MONZO is in my wallet Reviewed on: 16th April 2024

Why monzo is great

Monzo is a simple app to use with many great benefits like money pots , cash back services , credit card services etc Reviewed on: 16th April 2024

Great card really proactive in its use

Great card really proactive in its use Reviewed on: 16th April 2024

love how easy monzo flex is.

love how easy monzo flex is. super clear to see how much you have left to pay and how to pay off more towards your balance. Reviewed on: 16th April 2024

Monzo is simply the best

The truth is, Monzo is a bank that is ready and willing for this digital era. Anyone with an older bank account or your typical street banks, don’t get the same ease of access or control management from Monzo. The app is super easy to use and do everything!!! Natwest was my original bank and the app is only just bringing in functions that Monzo have had for years. I have moved everything over to Monzo as I love it. I even have a joint account with my brother to manage our tenancy and bills. Reviewed on: 16th April 2024

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