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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1806 reviews)

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4.95

Based on 1,806 reviews, last reviewed 7th Feb 2025

43% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex - three months interest-free flexibility Monzo Flex, being so easily available alongside my current account, has made a huge and positive difference to how I use credit. Having a physical car... Read more Reviewed on: 7th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1806)

Review of the Monzo, Flex Credit Card:

Great product, fair and clear, easy to understand cr...

Great product, fair and clear, easy to understand credit and interest Reviewed on: 26th January 2025

I decided to get the flex credit card as I had used...

I decided to get the flex credit card as I had used pay in 3 before for other products but with the flex card you can use pay in 3 easily in store and online. The options to payback the money are easily shown and broken down so you know how much you'll be laying when and how much the interest will be too. Reviewed on: 24th May 2024

Reasonable rates, good app and responsible lending.

The Monzo App is great and flex provides a reasonable rate credit line to use alongside the current account. Lower interests and monthly full repayments gives a safe way of using credit without risking an overstretch. Reviewed on: 23rd May 2024

Good for credit score

Always a great customer service and flex is really handy in keeping spending while also working to increase my credit score Reviewed on: 23rd May 2024

Genius approach

I have never had problems with Monzo and I’m always made aware of when I’m spending too much and the options to make payments and then flex them later is a game changer. Reviewed on: 20th May 2024

Monzo flex has really helped me manage big payments.

Monzo flex has really helped me manage big payments. I love that I can adjust the limit and feel in control of my budget. Reviewed on: 11th May 2024

Never had an issue, helpful, good app.

Never had an issue, helpful, good app. Reviewed on: 17th April 2024

Like the repayment options

Like the repayment options. It’s different from traditional cards Reviewed on: 17th April 2024

They keep raising interest rates.

They keep raising interest rates. Reviewed on: 17th April 2024

Always helpful, flexibility for payments, refunds an...

Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Excellent flex card options.

Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

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