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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2256 reviews)

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4.96

Based on 2,256 reviews, last reviewed 14th Mar 2025

22350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is a fantastic financial tool, the user experi... Monzo is a fantastic financial tool, the user experience is simple and products offered are brilliant Reviewed on: 14th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2256)

Review of the Monzo, Flex Credit Card:

Very simple interface, super good ways to track spen...

Very simple interface, super good ways to track spending Reviewed on: 11th March 2025

Best serice i have used 10/10 would recommend monzo

Best serice i have used 10/10 would recommend monzo Reviewed on: 28th February 2025

Clever Product and Great UI.

Clever Product and Great UI. Well designed Reviewed on: 28th February 2025

Excellent offering and money saving if you apply it...

Excellent offering and money saving if you apply it correctly Reviewed on: 28th February 2025

Everything perfect!

Everything perfect!! Keep on like this!!!! Reviewed on: 28th February 2025

Monzo are great.

Monzo have given me a chance to build my credit score back up. They are a great bank who seem to value their customers. Thank you. Reviewed on: 27th February 2025

I find the flex product very easy to use, I can tail...

I find the flex product very easy to use, I can tailor my payments easily, use it in stores and online and I love how I can choose repayment profile after paying for something Reviewed on: 27th February 2025

The Flex credit card is great for smaller purchases

The Flex credit card helps with those smaller purchases and spreads the cost out easily. Treated your pals to dinner before payday? Flex it! Eyeing up those gig tickets? Flex it. It's really easy to see how much you've spent, and the upcoming payments are transparent, with regular reminders before payment day Reviewed on: 26th February 2025

Market leading customer experience

I love the flexibility of this product, having the ability to set default interest free payments and using the new apple pay integrations for instalments has been very valuable to me. Reviewed on: 26th February 2025

Very clear communication, easily understandable and...

Very clear communication, easily understandable and great customer options available with the new flex credit card. Reviewed on: 26th February 2025

Monzo Flex, a great credit card

The Monzo Flex Credit Card is amazing for working on improvimg my credit score as long as it's used responsibly. The fact I can split my spending in three interest free payments at no cost as a free user is simply amazing and comes in handy when I am either short at the end of the month or want to plan bigger purchases. The only downside is, I set my payment date for the 28th of every month, and it is always early or late, never on the 28th when I requested it to be. Apart from that, it is an amazing credit card that is widely accepted and easy to use. Another downside is I cannot use it to pay for PayPal Friends and Family payments, which would be amazing if it were possible. Reviewed on: 26th February 2025

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