Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Excellent credit card, so easy to use and always eas...

Excellent credit card, so easy to use and always easy to understand everything that is going on. paying in instalments is fantastic and it’s really easy to see exactly how much to pay back every month and how much interest they’re charging .Its also interest free for when paying back over 3 months. Reviewed on: 18th January 2024

Allowed for flexibility with purchases

Allowed for flexibility with purchases Reviewed on: 18th January 2024

user friendly

Very user friendly, payments are clear and easy to manage. Paying extra is very simple. Payment options are great and cost breakdown is very useful Reviewed on: 18th January 2024

Extremely helpful

Extremely helpful and understanding of needs and getting things sorted. Reviewed on: 18th January 2024

Easiest credit card

easiest credit card to use give alot of options too for when it’s time to pay Reviewed on: 18th January 2024

Streets ahead

Always on it. Always ahead of the rest. From small to large, they just never miss Reviewed on: 18th January 2024

The best for me to have flexibility

The best for me to have flexibility Reviewed on: 18th January 2024

Just excellent

Just excellent customer service and I love flex Reviewed on: 18th January 2024

Easy to use and very good service

Easy to use and very good service Reviewed on: 18th January 2024

Great user experience and way easier to manage money...

Great user experience and way easier to manage money compared to a normal credit card. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.20 from 301 reviews
Freedom Rewards Credit Card
from Barclaycard 3.94 from 62 reviews
Clubcard credit cards
from Tesco Bank 3.87 from 346 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub