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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Can’t fault Monzo at all

I started using it a couple of years ago and it has allowed me to take control of my own money Reviewed on: 18th January 2024

Everyone in monzo costumer services gave 100% for th...

Everyone in monzo costumer services gave 100% for the business to grow exponentially Reviewed on: 18th January 2024

So easy to use and good for day to day money managem...

So easy to use and good for day to day money management Reviewed on: 18th January 2024

Simple and no interest, a good combination

Simple and no interest, a good combination Reviewed on: 18th January 2024

Straight forward banking

Straight forward banking experience, A one app solution for my whole banking Reviewed on: 18th January 2024

Great and easy to use app all features are really ea...

Great and easy to use app all features are really easy and setting up savings pot is very straight forward Reviewed on: 18th January 2024

Best service provider.

Best service provider. The customer care is excellent and I really enjoy the Flex Reviewed on: 18th January 2024

Easy to setup and use, clear rates and fees.

Easy to setup and use, clear rates and fees. Easy to clear and top up, very user friendly onboarding and explanation Reviewed on: 18th January 2024

I love monzo and now get my children to use it.

I’ve loved monzo ever since I opened the account. It’s allowed me to manage my money better and allowed me to manage myself out of debt. My children now use monzo and they love how they can budget and save for the future. Reviewed on: 18th January 2024

Flex truly listens to you and treats you like a huma...

Flex truly listens to you and treats you like a human being, a friend that understands. I regularly pay off my flex and when i want to treat myself to a purchase within what i can afford i do nit hesitate. Thanks Monzo for “getting it” and treating us with care. Reviewed on: 18th January 2024

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