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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Love monzo

Seriously if you don’t have a monzo account your missing out. Easiest transfer you can do, great interest rates and offers. Reviewed on: 3rd March 2023

Always a reliable and easy platform

Since joining monzo back in 2019 I have enjoyed the easiest banking of my life - nobody does this better, and I know because I've looked! Reviewed on: 3rd March 2023

All you need in one bank

I’ve been using Monzo for years now and I’m really pleased with their service. Flex was a great recently addition! Reviewed on: 3rd March 2023

Best banking

I recommend Monzo Bank is pretty easily used and Monzo helped me several times with overdraft and Monzo Flex is my favourite Bank , I love Monzo overdraft because Everyday I purchased many stuff and sometimes my I don't money but my Monzo Flex and Overdraft save my life several times I love my Bank I recommend for everyone all my family has Monzo Bank Reviewed on: 3rd March 2023

simply the best!

Everything is easy to use and manage, so many options to help you wether that be financial backing to saving, everyone you need help from helps 100% of the time and it’s not depressing to look at even if I have no money because the look of the app is very cool! Reviewed on: 3rd March 2023

Very good bank

The best bank i have in 24 years Reviewed on: 3rd March 2023

Monzo Flex is best credit card out there

Monzo Flex has done to credit cards, what Monzo did for banking. They don’t claim to be the cheapest, or have any silly introduction offers - But the simplicity of the product, ease of use, speed, and user experience is flawless - I use this card so much more than any other credit card, and it’s retrospective ability to turn previous purchases into “flex” payments is so useful. I would recommend Monzo, and Monzo Flex to anyone Reviewed on: 3rd March 2023

Monzo Flex has helped me plan my budgets to have control over my finances

I use Monzo flex all of the time. It helps me balance my finances out. The ability to have. 0% loan for 3 months is fantastic Reviewed on: 3rd March 2023

The best bank account

In my opinion Monzo is the best account I’ve ever opened! I only use Monzo now all and any finances. It’s super easy to use, has everything you need. 10/10 Reviewed on: 3rd March 2023

Best bank ever

With Monzo for many years. Their products and innovations are amazing. Only bank you can trust. Reviewed on: 3rd March 2023

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