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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Such an easy method of credit.

Such an easy method of credit. Love not having to pay interest unless using over 3 months Reviewed on: 18th January 2024

1000% the best digital UK Bank

Monzo has been my first ever uk bank. I have been a customer of Monzo for over 5 years. I've had no issues, no discrepancies ever. The experiences, the service and facilities are amazing. I would 1000% recommend monzo and I 1000% of time recommends monzo to anyone whose willing to listen. Reviewed on: 18th January 2024

A fantastic credit product!

Brilliant options for spreading payments and interest free options are particularly fantastic! Spending is clearly shown and easy to understand. The credit monitor feature is great and allows an insight into how to improve score. All round a fantastic credit product! Reviewed on: 18th January 2024

Monzo Flex is easy to use and access.

Monzo Flex is easy to use and access. Reviewed on: 18th January 2024

Amazingly Awesome

Monzo Flex has been amazing, the best ever, I would choose it over and over and would recommend to anyone! I totally love it! Reviewed on: 18th January 2024

I find Monzo Flex very helpful and easy to spread th...

I find Monzo Flex very helpful and easy to spread the payments. Reviewed on: 18th January 2024

I’ve been using Monzo for years and I’ve never had a...

I’ve been using Monzo for years and I’ve never had any problems with their service. Easy to navigate and use, as well and great value for money to help you out in saving money! I would recommend them to anyone. Reviewed on: 18th January 2024

I love Monzo!

I love Monzo! I love how convenient it is to have everything in one place. From banking to savings, investments and flex. Monzo have simplified banking and increased my exposure to savings and investments. What more could I need from a bank!! Reviewed on: 18th January 2024

Monzo great way of managing money

Monzo has always been great for me especially when I was struggling financially they have ways of budgeting and banking at the same tome Reviewed on: 18th January 2024

Superb and excellent

Superb and excellent service...Best flexible payment Reviewed on: 18th January 2024

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