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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2371 reviews)

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4.96

Based on 2,371 reviews, last reviewed 1st Apr 2025

56200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The Monzo Flex Credit Card is fantastic! The Monzo Flex Credit Card is fantastic! The ability to split my purchases into three interest-free payments has been incredibly helpful and works per... Read more Reviewed on: 1st April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2371)

Great bank

Easy to use and easy to speak to someone if you need! Reviewed on: 3rd March 2023

Couldn't live without it

Flex has been saving my bacon for a couple of years now - its one thing that it works, its another that its so simple to use and manage. Its why i'd choose monzo over anything else! Reviewed on: 3rd March 2023

Outstanding

Best bank I've ever used, customer service 2nd to none Reviewed on: 3rd March 2023

Amazing Bank

Love how simple monzo operate! No hidden charges or gimmics! Reviewed on: 3rd March 2023

Best Bank

Been with Monzo for a number of years now and have had ZERO complaints so far. Flex is a great offering and means I don't need a separate credit card. Reviewed on: 3rd March 2023

Very easy to use

I love how easy to use Flex is, and the no interest option. They’re my first go to for bigger purchases Reviewed on: 3rd March 2023

Super Duper positive experience.Very quick in action.

I am more than satisfied with my Monzo,and it is really very very fast,I transfer money internationally in less than 10 seconds, very much user friendly.I am Fan of Flex associated with Monzo Reviewed on: 3rd March 2023

AMAZING MONZO!

Absolutely LOVE this product! I currently have a credit card which I am paying off the old fashioned way but with Flex I have been able to use this to help me and the monthly payments are manageable at what I set myself....Also interest free option for 3 mths which refreshed again once you've paid it off! What's not to love! A few traditional banks could learn a thing or two from this company! Reviewed on: 3rd March 2023

Easy to use

Love how easy flex is to use! Love that you have to option for 0% interest over 3 months or longer term with interest. Easy to pay off early as well Reviewed on: 3rd March 2023

Best Banking app by far

Loved my savings, debit transactions, credit card of choice and overall best experience Reviewed on: 3rd March 2023

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