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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Flex is flexible!

Great product, adds a level of control and engagement with repayments that encourages earlier repayment. Reviewed on: 3rd March 2023

Must-have Modern Banking

Monzo have thought of everything. Everything from the smooth app to the convenience of customer service to the slick, effortless and customer focused procedures, applications and banking features. I now use Monzo as my main bank a count and can’t imagine banking without them. Reviewed on: 3rd March 2023

Monzo makes everything easy

Monzo is very quick, accessable and secure Reviewed on: 3rd March 2023

Great benefits and very convenient. Best bank

Helped me in difficult times and made life easier in this difficult world Reviewed on: 3rd March 2023

Excellent Bank

Fantastic professional service at all times. Reviewed on: 3rd March 2023

Monzo is easy to use, has good features and is a must have

Monzo! Where do I start the app works with ease and the flex feature has been a lifesaver. I’ve found creating pots useful to help budget and save which has made my banking more convenient. Monzo has been a positive addition to my financial life, and their commitment to innovation and user-friendliness has helped them stand out in the banking industry. Reviewed on: 3rd March 2023

Bank of the 21st century

Everything about Monzo is so easy - all done from one app which easy to navigate, update details, get your statements, send money. My favourite aspects are the savings pots you can use for bills to come out of so you can put your monthly spends aside every month and forget about them because Monzo takes care of it. Monzo flex is great, easy to use and handy for your more expensive purchases or when you’re a little strapped. Would highly recommend to anyone looking for a bank in the 21st century, Reviewed on: 3rd March 2023

all banking in one place

Absolutely love it. The best banking app with all its features I've ever had an opportunity to use. Honest and clear banking. Reviewed on: 3rd March 2023

Good online bank

After all my towns banks closed and covid hit i was moved to online payment, monzo was there and ready in literally minutes. no complaints, flex is amazing. Reviewed on: 3rd March 2023

Best Flex Credit Feature

Love the way monzo lets you BNPL (used as a credit card feature). Great that Monzo are staying ahead of other banks and staying relevant! Keep up the great work . Reviewed on: 3rd March 2023

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