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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2364 reviews)

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4.96

Based on 2,364 reviews, last reviewed 30th Mar 2025

55600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Best bank out there very competitive, gives the best... Best bank out there very competitive, gives the best exchange rate whilst I was away in Jamaica. Reviewed on: 30th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2364)

Really good and easy

A really good, easy, and transparent system that feels honest. Reviewed on: 3rd March 2023

Best bank

Good experience with monzo bank Reviewed on: 3rd March 2023

great service

easy to use and great customer service Reviewed on: 3rd March 2023

Love it. Brilliant innovation

So easy and how come nobody thought of this sooner? Love it! Reviewed on: 3rd March 2023

Flexible and convenient

Super flexible and convenient! Very user friendly! Reviewed on: 3rd March 2023

Best Bank Ever!

What can I say! Monzo are the best bank I’ve ever banked with! Faultless app, awesome products, never had a single issue. The additional features they offer are just incredible! I hope they release an under 18s account soon for my kids as they will definitely bank with Monzo! Great work Monzo keep the features and products coming! Flex is so simple to use, easy to understand when payments are and how much and the retrospective flexing is a game changer Reviewed on: 3rd March 2023

Innovative & super easy to use

I have had Flex from Monzo for over a year now. I love it, it’s is so flexible and super easy to use. I definitely recommend this product Reviewed on: 3rd March 2023

Simple and effective!

Monzo flex is so easy to use, you can repay early with no penalties and everything is controlled within the Monzo banking app. Monzo Flex is simple and effective, just like Monzo itself! Reviewed on: 3rd March 2023

A User-Friendly Banking App for Budgeting and Saving

The app offers a simple and intuitive interface, making it easy for me to manage my finances. Monzo allows you to connect all your bank accounts and credit cards to track your spending, set budgets, and monitor your expenses in real-time. My favourite feature is the pots where I can set all the DD from and forget about my recurrent expenses that are not controllable. Reviewed on: 3rd March 2023

Fantastic

Simply the best online bank there is Reviewed on: 3rd March 2023

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