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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

I find Monzo Flex very helpful and easy to spread th...

I find Monzo Flex very helpful and easy to spread the payments. Reviewed on: 18th January 2024

I’ve been using Monzo for years and I’ve never had a...

I’ve been using Monzo for years and I’ve never had any problems with their service. Easy to navigate and use, as well and great value for money to help you out in saving money! I would recommend them to anyone. Reviewed on: 18th January 2024

I love Monzo!

I love Monzo! I love how convenient it is to have everything in one place. From banking to savings, investments and flex. Monzo have simplified banking and increased my exposure to savings and investments. What more could I need from a bank!! Reviewed on: 18th January 2024

Monzo great way of managing money

Monzo has always been great for me especially when I was struggling financially they have ways of budgeting and banking at the same tome Reviewed on: 18th January 2024

Superb and excellent

Superb and excellent service...Best flexible payment Reviewed on: 18th January 2024

Useful & Simple

Very easy to use and extremely useful in helping me manage my money in the long term and the short term. Reviewed on: 18th January 2024

Transaction has always been easy and also offer amaz...

Transaction has always been easy and also offer amazing products Reviewed on: 18th January 2024

They are really great, easy to use.

They are really great, easy to use. I love being able to choose how I pay it back and have different plans for different items. The customers support is excellent and the app is great. I have had no issues with them over the time I have used it. I have encouraged friends and family to use Monzo Flex. Reviewed on: 18th January 2024

They are understanding and non judgemental.

They are understanding and non judgemental. Quick to respond. Reviewed on: 18th January 2024

Amazing, easy to understand credit card!

A great credit card. It’s so easy to keep track of all your purchases and super easy to understand your interest free options. As with their current accounts, it’s displayed in much more appealing way than normal banks. You can Flex payments you’ve made on your Monzo current account too! The benefits keep on giving. Reviewed on: 18th January 2024

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