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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2339 reviews)

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4.96

Based on 2,339 reviews, last reviewed 26th Mar 2025

53100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The app is easy to use! The app is easy to use! The products like Monzo flex are amazing. Reviewed on: 26th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2339)

So glad I found Monzo

I've been with Monzo since 2018 and have loved every minute of it. The app has amazing features and customer service. It's my go-to for budgeting and lets me have fun with banking! Reviewed on: 3rd March 2023

It is a very good bank that is worth having, and it also provides many benefits for its customers.

It is a very good bank that is worth having, and it also provides many benefits for its customers. Reviewed on: 3rd March 2023

Best bank in the UK

Monzo is amazing. The products they are perfect and so clear and easy to understand. It makes managing money so easy. Reviewed on: 3rd March 2023

Amazing for managing money

Monzo flex is a great tool that allows me to split large purchases into smaller monthly payments and without any interest added on a 3 month term! Always great for doing shopping right before payday or when your in a pinch. Reviewed on: 3rd March 2023

Monzo flex is great

Really works like I want it to work, unlike most other banking products I’ve used Reviewed on: 3rd March 2023

Best BNPL bank

Since I have been using Monzo flex it has made my life a lot easier Reviewed on: 3rd March 2023

Great service with innovative app features

The app makes it easy to see my account summary and lets me see my upcoming payments, adjust my payment amounts, pay off extra or settle payment plans immediately with an intuitive interface. Other accounts I have make this a lot harder with instalment plans (especially barclaycard) Reviewed on: 3rd March 2023

Easy to use, efficient and makes banking simpler

From categorising to acknowledging payments, monzo seems to do it all. Reviewed on: 3rd March 2023

Very good bank

Has loads of insights on your money, budgeting and spending. Comes in very handing when dealing with bills Reviewed on: 3rd March 2023

Easy and simple

Everything to do with monzo is easy, simple and efficient Reviewed on: 3rd March 2023

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