Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

I’ve been using Monzo for years and I’ve never had a...

I’ve been using Monzo for years and I’ve never had any problems with their service. Easy to navigate and use, as well and great value for money to help you out in saving money! I would recommend them to anyone. Reviewed on: 18th January 2024

I love Monzo!

I love Monzo! I love how convenient it is to have everything in one place. From banking to savings, investments and flex. Monzo have simplified banking and increased my exposure to savings and investments. What more could I need from a bank!! Reviewed on: 18th January 2024

Monzo great way of managing money

Monzo has always been great for me especially when I was struggling financially they have ways of budgeting and banking at the same tome Reviewed on: 18th January 2024

Superb and excellent

Superb and excellent service...Best flexible payment Reviewed on: 18th January 2024

Useful & Simple

Very easy to use and extremely useful in helping me manage my money in the long term and the short term. Reviewed on: 18th January 2024

Transaction has always been easy and also offer amaz...

Transaction has always been easy and also offer amazing products Reviewed on: 18th January 2024

They are really great, easy to use.

They are really great, easy to use. I love being able to choose how I pay it back and have different plans for different items. The customers support is excellent and the app is great. I have had no issues with them over the time I have used it. I have encouraged friends and family to use Monzo Flex. Reviewed on: 18th January 2024

They are understanding and non judgemental.

They are understanding and non judgemental. Quick to respond. Reviewed on: 18th January 2024

Amazing, easy to understand credit card!

A great credit card. It’s so easy to keep track of all your purchases and super easy to understand your interest free options. As with their current accounts, it’s displayed in much more appealing way than normal banks. You can Flex payments you’ve made on your Monzo current account too! The benefits keep on giving. Reviewed on: 18th January 2024

Great service!

I’ve been with Monzo for many years and I have no negative feedback. Monzo:Flex has allowed me to make larger purchases more affordable without any interest. Being able to pay early and using Flex as soon as a payment has been made is very convenient. Their customer service is 5stars too! Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews
Credit card
from 118 118 Money 4.73 from 5644 reviews
All in One Credit Card
from Santander 4.24 from 23 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub