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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (2512 reviews)

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4.95

Based on 2,512 reviews, last reviewed 5th Sep 2025

96% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

Flex

Monzo flex helps for those who do not have similar product such as PayPal credit or klarna with the possibility to divide payments into 3 6 or 12 with grate rate. A great addition to my favourite bank system since arriving in the UK 9 years ago. Reviewed on: 3rd March 2023

A Bank that cares

Monzo has made it a lot easier for me to both manage and effectively use My money. The customer service is fantastic too, they always resolve any problem I have and were very considerate when I explained physical problems I had and how it effects me using my finance's; they provided good recourses to help with this. Reviewed on: 3rd March 2023

Using my Mozo flex is so easy

The flex feature in my monzo app is so easy to use and it's really convenient for me because its has save me many times It's so simple it's a no brainer and the best in my opinion. Reviewed on: 3rd March 2023

Easy to use

The bank app is incredibly easy to use proving quick access to its services. I live the trend analysis that forecast how much of your money will be left by the end of the month. Reviewed on: 3rd March 2023

amazing feature

It’s helped with buying big items and perfect for paying monthly. Helped me a lot Reviewed on: 3rd March 2023

Couldn't ask for more

Monzo makes managing my money so easy I don't want to use any other banks ever! Reviewed on: 3rd March 2023

Love monzo

I love monzo and have recommended it to friends and family. Even recommend the business account and I don’t even use it. Flex is fantastic. I used to use Klarna a lot but now I just use flex. I was part of the market research for it as well back in 2020/2021. Reviewed on: 3rd March 2023

Mr Craig selway

I have to say monzo flex is a fantastic idea it is very useful I use it all the time for safe payment way pluss give you the chance to.pay it over the months or pay it off that month allso monzo is a great bank and great customer service Reviewed on: 3rd March 2023

Game changer

It's so user friendly and customer first. I work on accounting and I want my person finances to be simple, flex makes it as simple and transparent as possible while also being cost effective and FLEXible. I can't recommend it enough. Reviewed on: 3rd March 2023

Everything I need in a bank

Monzo are excellent! Mindblowingly good at what they do. Reviewed on: 3rd March 2023

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