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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo Flex is a genuine support system.

Monzo flex has been a genuine help and support system for making unforeseen costs such as the passing of my beloved dog easier in an already stressful time. Easy to do and a great way to pay in 3 with 0% interest if needed. 100% would recommend. Reviewed on: 18th January 2024

Just a great bank - fast transaction s, great credit...

Just a great bank - fast transaction s, great credit options and fast customer service Reviewed on: 18th January 2024

Brilliant bank

I have had a great banking experience with monzo with no problems whatsoever, they always keep me up to date with everything Reviewed on: 18th January 2024

With Monzo flex life it a little easier.

With Monzo flex life it a little easier. Reviewed on: 18th January 2024

Monzo flex is really useful I use it a lot for payme...

Monzo flex is really useful I use it a lot for payments that would usually just come straight out of my debit card. Reviewed on: 18th January 2024

Fantastic.

Fantastic. Best banking app there is. Incredibly easy to contact and always helpful when you get through to them. Very fair with all the financial options they offer and the app is incredibly neat and clean. Reviewed on: 18th January 2024

Has every feature I need, I recommend Monzo to everyone

Has every feature I need, I recommend Monzo to everyone Reviewed on: 18th January 2024

Easy to use and understand.

Easy to use and understand. I can see exactly how much will be taken and when, all my transactions and I can budget as I need to. It's a great credit card! Reviewed on: 18th January 2024

Love Monzo!

Love Monzo! Fantastic bank. Cares about its customers always taking on board feedback. Fantastic Reviewed on: 18th January 2024

Incredible product!

Incredible product! Excellent customer care and a hugely customer centric approach. I use Monzo for all my financial needs. Debit, credit, savings, joint account, and investments. Reviewed on: 18th January 2024

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