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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Never a problem with Monzo...

Never a problem with Monzo,account is a good one and flex is a nice compliment. Reviewed on: 18th January 2024

Excellent service and really good banking service

Excellent service and really good banking service Reviewed on: 18th January 2024

Best provider on the market

I was an early adopter of Monzo flex and the whole process was super easy to apply, use and start spending with Reviewed on: 18th January 2024

monzo has been very easy to use within the app on th...

monzo has been very easy to use within the app on the flex. easy options on how to spread the cost or just pay in full. you can make additional payments with ease Reviewed on: 18th January 2024

Monzo Flex's credit card facility offers a user-frie...

Monzo Flex's credit card facility offers a user-friendly platform, providing good value for money. The standout feature is the absence of interest when opting for a Short payment schedule. The excellent customer service adds to the overall positive experience, making it a solid choice for those seeking convenience and transparency. Reviewed on: 18th January 2024

Monzo is the best bank I have ever used.

Monzo is the best bank I have ever used. They’ve helped me save 100s of pounds with their app and how clear it is to see what money you can spend. Reviewed on: 18th January 2024

Flexible, user-friendly and clear credit.

Excellent options including Interest free option to help spread costs. Easy to manage payments, interest fees, payment breakdowns and payment projections. Versatile to payment methods Inc cards, Google pay, etc Reviewed on: 18th January 2024

Great for budgeting

Monzo flex has been amazing - I like being able to see how much I need to pay in the upcoming months and this really helps me control my spending. Reviewed on: 18th January 2024

El mejor banco

Sin duda alguna un banco que resuelve por completo es excelente Reviewed on: 18th January 2024

I find the Monzo flex card so simple to use.

I find the Monzo flex card so simple to use that I hardly use other providers anymore. It can managed through the app so simply, and compared to my other bank and credit cards, it makes me feel totally in control of my money, and how much interest (if any) I am prepared to pay. Excellent Reviewed on: 18th January 2024

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