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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Great service!

I’ve been with Monzo for many years and I have no negative feedback. Monzo:Flex has allowed me to make larger purchases more affordable without any interest. Being able to pay early and using Flex as soon as a payment has been made is very convenient. Their customer service is 5stars too! Reviewed on: 18th January 2024

Monzo Flex is a genuine support system.

Monzo flex has been a genuine help and support system for making unforeseen costs such as the passing of my beloved dog easier in an already stressful time. Easy to do and a great way to pay in 3 with 0% interest if needed. 100% would recommend. Reviewed on: 18th January 2024

Just a great bank - fast transaction s, great credit...

Just a great bank - fast transaction s, great credit options and fast customer service Reviewed on: 18th January 2024

Brilliant bank

I have had a great banking experience with monzo with no problems whatsoever, they always keep me up to date with everything Reviewed on: 18th January 2024

With Monzo flex life it a little easier.

With Monzo flex life it a little easier. Reviewed on: 18th January 2024

Monzo flex is really useful I use it a lot for payme...

Monzo flex is really useful I use it a lot for payments that would usually just come straight out of my debit card. Reviewed on: 18th January 2024

Fantastic.

Fantastic. Best banking app there is. Incredibly easy to contact and always helpful when you get through to them. Very fair with all the financial options they offer and the app is incredibly neat and clean. Reviewed on: 18th January 2024

Has every feature I need, I recommend Monzo to everyone

Has every feature I need, I recommend Monzo to everyone Reviewed on: 18th January 2024

Easy to use and understand.

Easy to use and understand. I can see exactly how much will be taken and when, all my transactions and I can budget as I need to. It's a great credit card! Reviewed on: 18th January 2024

Love Monzo!

Love Monzo! Fantastic bank. Cares about its customers always taking on board feedback. Fantastic Reviewed on: 18th January 2024

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