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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2339 reviews)

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4.96

Based on 2,339 reviews, last reviewed 26th Mar 2025

53100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

The app is easy to use! The app is easy to use! The products like Monzo flex are amazing. Reviewed on: 26th March 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2339)

Spreading the cost

Flex allows you to spread the cost of the more expensive purchases it’s brilliant well done Monzo a forward thinking bank Reviewed on: 2nd March 2023

Best bank ever

I was hesitant to join Monzo originally as it was all online, and I was concerned it wouldn’t be above board. How wrong I was. Not only is it the easiest bank to use and access from anywhere, but with being able to create savings pots I am doing so much better with my finances. Would recommend to anyone!! Reviewed on: 2nd March 2023

It just works and it does it fantastically

Some banks think having people to talk to is a selling point, with Monzo I can do everything myself without ever having the need to call customer services. Flex in particular is so useful in these challenging financial times. Reviewed on: 2nd March 2023

I love flex

Amazing product that helps me budget and stay in control, by Klarna. Reviewed on: 2nd March 2023

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

amazing, flexible and quick

Is very easy tool to work with. Easy to access and make me trust in Monzo more Reviewed on: 28th February 2023

Amazing product!

Amazing financial product! Helps me spread the cost across 3 months with no interest! Love Monzo! Reviewed on: 26th February 2023

Best one out there

Best credit card out there. Highly recommended! Reviewed on: 25th February 2023

Excellent Benefit

The way providing to use the flex amount is excellent and very helpful. Reviewed on: 24th February 2023

Credit Card Alternative

Such a fantastic feature - BNPL Credit Card style! Love how Monzo are giving us great features all in the same banking app! Thanks Monzo, your the best challenger bank out there!!! Reviewed on: 24th February 2023

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