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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

I love to use the app.

I love to use the app. Good banking Reviewed on: 18th January 2024

Excellent service and options for flex.

Excellent service and options for flex. Reviewed on: 18th January 2024

Really helps me budget

Because it’s digital it really helps me manage my money better and also helps me budget and save Reviewed on: 18th January 2024

I love us Monzo and the app.

I love us Monzo and the app. Everything is really easily accessible Reviewed on: 18th January 2024

Money freedom achievement

It gives me more money freedom as I have option to split with no interest and i can get more for my money. The app that shows flex is so intuitive and it is just amazing Reviewed on: 18th January 2024

Best bank I've ever had, Monzo revolutionised app ba...

Best bank I've ever had, Monzo revolutionised app based banking and blows away the competition entirely. There are so many awesome features, business accounts, pots, investments, joint accounts, savings pots, virtual cards. Reviewed on: 18th January 2024

Very easy to use

Very easy to use and a great idea to spread payments interest free. Reviewed on: 18th January 2024

The credit card application was smooth and easy.

The credit card application was smooth and easy. They allow to repay in 3 months installments which helps a lot. Reviewed on: 18th January 2024

I tried Monzo out of curiosity and I love them would...

I tried Monzo out of curiosity and I love them would never change Reviewed on: 18th January 2024

I enjoy how easy to use flex is!!!!

I enjoy how easy to use flex is. Adding it to Apple Pay has been very helpful and it is easy to access. Reviewed on: 18th January 2024

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