Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

View other Monzo products

4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Monzo is the best bank I have ever used.

Monzo is the best bank I have ever used. They’ve helped me save 100s of pounds with their app and how clear it is to see what money you can spend. Reviewed on: 18th January 2024

Flexible, user-friendly and clear credit.

Excellent options including Interest free option to help spread costs. Easy to manage payments, interest fees, payment breakdowns and payment projections. Versatile to payment methods Inc cards, Google pay, etc Reviewed on: 18th January 2024

Great for budgeting

Monzo flex has been amazing - I like being able to see how much I need to pay in the upcoming months and this really helps me control my spending. Reviewed on: 18th January 2024

El mejor banco

Sin duda alguna un banco que resuelve por completo es excelente Reviewed on: 18th January 2024

I find the Monzo flex card so simple to use.

I find the Monzo flex card so simple to use that I hardly use other providers anymore. It can managed through the app so simply, and compared to my other bank and credit cards, it makes me feel totally in control of my money, and how much interest (if any) I am prepared to pay. Excellent Reviewed on: 18th January 2024

I love to use the app.

I love to use the app. Good banking Reviewed on: 18th January 2024

Excellent service and options for flex.

Excellent service and options for flex. Reviewed on: 18th January 2024

Really helps me budget

Because it’s digital it really helps me manage my money better and also helps me budget and save Reviewed on: 18th January 2024

I love us Monzo and the app.

I love us Monzo and the app. Everything is really easily accessible Reviewed on: 18th January 2024

Money freedom achievement

It gives me more money freedom as I have option to split with no interest and i can get more for my money. The app that shows flex is so intuitive and it is just amazing Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Gold Card
from first direct 4.22 from 9 reviews
Credit card
from Nationwide 4.12 from 224 reviews
Credit card (discontinued)
from Tymit 4.68 from 155 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 946 reviews
Investments
from Monzo 4.85 from 1152 reviews
Current account
from Monzo 4.84 from 19431 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub