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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

54% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

So much better than your standard credit card!

Super easy to use on the app. It has really helped with larger payments like holidays etc but also keeps me in check by setting up the payment system. Reviewed on: 18th January 2024

Excellent product and bank.

Excellent product and bank. Highly recommended and enjoy using Reviewed on: 18th January 2024

EASY TO NAVIGATE/UNDERSTAND

It's been amazing Reviewed on: 18th January 2024

It's so easy

Everything is completely transparent, it's so easy to manage. I've never seen this with other banks. Reviewed on: 18th January 2024

Flex is easy to manage, and saves me money by allowi...

Flex is easy to manage, and saves me money by allowing to easily alter payments. Reviewed on: 18th January 2024

It’s simple and easy to use.

It’s simple and easy to use. Gives me the ability to make my money go further and spread out my purchases Reviewed on: 18th January 2024

Very easy to use

The flex product is very easy to use. Very much like the ability to flex individual expense/transaction. I use the card every time I travel and especially when making big purchases. Reviewed on: 18th January 2024

Flexible and friendly

I always get an answer the same day when I contact Monzo. Monzo flex allows me to spread costs over time at an affordable rate that I can manage myself. Reviewed on: 18th January 2024

Monzo flex is a game changer.

Monzo flex is a game changer. It helps me manage cash flow responsibly and is super straight forward to use. They keep adding new features that also improve it. Well done Monzo Reviewed on: 18th January 2024

Excellent services!

Excellent services and very helpful Reviewed on: 18th January 2024

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