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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Very easy to use

Very easy to use and a great idea to spread payments interest free. Reviewed on: 18th January 2024

The credit card application was smooth and easy.

The credit card application was smooth and easy. They allow to repay in 3 months installments which helps a lot. Reviewed on: 18th January 2024

I tried Monzo out of curiosity and I love them would...

I tried Monzo out of curiosity and I love them would never change Reviewed on: 18th January 2024

I enjoy how easy to use flex is!!!!

I enjoy how easy to use flex is. Adding it to Apple Pay has been very helpful and it is easy to access. Reviewed on: 18th January 2024

So much better than your standard credit card!

Super easy to use on the app. It has really helped with larger payments like holidays etc but also keeps me in check by setting up the payment system. Reviewed on: 18th January 2024

Excellent product and bank.

Excellent product and bank. Highly recommended and enjoy using Reviewed on: 18th January 2024

EASY TO NAVIGATE/UNDERSTAND

It's been amazing Reviewed on: 18th January 2024

It's so easy

Everything is completely transparent, it's so easy to manage. I've never seen this with other banks. Reviewed on: 18th January 2024

Flex is easy to manage, and saves me money by allowi...

Flex is easy to manage, and saves me money by allowing to easily alter payments. Reviewed on: 18th January 2024

It’s simple and easy to use.

It’s simple and easy to use. Gives me the ability to make my money go further and spread out my purchases Reviewed on: 18th January 2024

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