Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

View other Monzo products

4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Best bank I've ever had, Monzo revolutionised app ba...

Best bank I've ever had, Monzo revolutionised app based banking and blows away the competition entirely. There are so many awesome features, business accounts, pots, investments, joint accounts, savings pots, virtual cards. Reviewed on: 18th January 2024

Very easy to use

Very easy to use and a great idea to spread payments interest free. Reviewed on: 18th January 2024

The credit card application was smooth and easy.

The credit card application was smooth and easy. They allow to repay in 3 months installments which helps a lot. Reviewed on: 18th January 2024

I tried Monzo out of curiosity and I love them would...

I tried Monzo out of curiosity and I love them would never change Reviewed on: 18th January 2024

I enjoy how easy to use flex is!!!!

I enjoy how easy to use flex is. Adding it to Apple Pay has been very helpful and it is easy to access. Reviewed on: 18th January 2024

So much better than your standard credit card!

Super easy to use on the app. It has really helped with larger payments like holidays etc but also keeps me in check by setting up the payment system. Reviewed on: 18th January 2024

Excellent product and bank.

Excellent product and bank. Highly recommended and enjoy using Reviewed on: 18th January 2024

EASY TO NAVIGATE/UNDERSTAND

It's been amazing Reviewed on: 18th January 2024

It's so easy

Everything is completely transparent, it's so easy to manage. I've never seen this with other banks. Reviewed on: 18th January 2024

Flex is easy to manage, and saves me money by allowi...

Flex is easy to manage, and saves me money by allowing to easily alter payments. Reviewed on: 18th January 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.04 from 3 reviews
Premier Credit Card
from HSBC 3.99 from 20 reviews
Credit card (discontinued)
from Metro Bank 4.71 from 880 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 946 reviews
Investments
from Monzo 4.85 from 1152 reviews
Current account
from Monzo 4.84 from 19431 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub