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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

It’s simple and convenient.

It’s simple and convenient. It’s convenient because you can customise what you want to see in the app and also the interest rate for savings is also great compared to other banks. Reviewed on: 18th January 2024

Excellent

Monzo flex has helped me manage my budget properly and make the most of my income and be flexible with payments Reviewed on: 18th January 2024

Monzo, a lifesaver!

Monzo has been a lifesaver, very clear finances, great customer service and intuitive app! The flex option is excellent, by far the best credit option I've ever used! I closed my other life long account to go Monzo full time :) Reviewed on: 18th January 2024

Good experience

For me Monzo is bank where you have Objectivity, speed and constant innovation and all aspects. Good experience all the time. Reviewed on: 18th January 2024

Been using monzo and monzo flex for about a year now...

Been using monzo and monzo flex for about a year now and found both easy and good to use Reviewed on: 18th January 2024

Absolutely amazing experience, easy to use always he...

Absolutely amazing experience, easy to use always helpful Reviewed on: 18th January 2024

Monzo flex is so good.

Monzo flex is so good. You know what you’re spending and can make it interest free over 3 payments which is amazing Reviewed on: 18th January 2024

Only had to phone one and it didn’t give me joy - cu...

Only had to phone one and it didn’t give me joy - customer service was abit surly but despite that I LOVE this bank and its products Reviewed on: 18th January 2024

So easy to manage payments with Flex

Flex (after the monthly payment) allows you to pay specific things off whenever you like, this approach makes everything so much easier to manage rather than the traditional statement. Reviewed on: 18th January 2024

Brilliant service

Their app is brilliant! Flex service is amazing. You can pay early, change payment date or even extend if necessary. It’s a great service. I’ve even convinced my friends to switch Reviewed on: 18th January 2024

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