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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Very easy to use

The flex product is very easy to use. Very much like the ability to flex individual expense/transaction. I use the card every time I travel and especially when making big purchases. Reviewed on: 18th January 2024

Flexible and friendly

I always get an answer the same day when I contact Monzo. Monzo flex allows me to spread costs over time at an affordable rate that I can manage myself. Reviewed on: 18th January 2024

Monzo flex is a game changer.

Monzo flex is a game changer. It helps me manage cash flow responsibly and is super straight forward to use. They keep adding new features that also improve it. Well done Monzo Reviewed on: 18th January 2024

Excellent services!

Excellent services and very helpful Reviewed on: 18th January 2024

Monzo Flex is good I recommend to everyone

Monzo Flex is good I recommend to everyone Reviewed on: 18th January 2024

I am very happy with Monzo, they helped me providing...

I am very happy with Monzo, they helped me providing flexibility and Investment, pots. Especially the user interface its very easy. Reviewed on: 18th January 2024

It was very easy to get Monzo Flex and I'm enjoying...

It was very easy to get Monzo Flex and I'm enjoying using it. When getting it newly I was provided with sufficient credit limit. Reviewed on: 18th January 2024

Monzo is class.

Monzo is class. Leading the way and revolutionising the way banking is done. Modernising an old fashioned industry. Making money decisions more interested into my daily life and helping me be financial secure. Reviewed on: 18th January 2024

Easy to use and edit installment plans

Easy to use and edit installment plans Reviewed on: 18th January 2024

Fantastic facility with great flexibility

Been using this for over a year now and having the flexibility to decide the length of repayment and getting an interest free period is just ground breaking as a facility to offer consumers. Reviewed on: 18th January 2024

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